Local: 607-561-7328, 607-432-1451

Toll FREE: 1-800-642-7328

4.65% APY*
15 Month Term 
Share Certificate 
$200,000 Minimum Balance

4.40% APY*
15 Month Term 
Share Certificate 
$5,000 Minimum Balance

Valid for new money only

Offer expires 2/18/23

Open a share certificate to take advantage of this offer! When opening an account with funds from another financial institution, sfcu allows transfers of up to $1 million when applying online.

Membership is required to open a share certificate. You may join if you or an immediate family member live, work, attend school or worship in one of our counties of operation. Simply open a share savings account with a minimum deposit of $5 and any other accounts, including this 15 Month Share Certificate option. Our online account opening allows you to open multiple accounts at the same time. 

See if your Address Qualifies

Eligible? Let's get started (Tip: Have a PDF of applicant(s) ID and the funding account info handy)  

Open Account  

Current Member looking to open an additional account? Options include: Online Banking users may login and select xPress Accounts from the Account Services Menu. If you are not already an Online Banking user, you can register today or click the link below.  If using button link, once on application page select Add Subshare to Existing Account

Apply for Additional Account(s)

Already applied and want to check status? 

Check Status of Account Application


*APY = Annual Percentage Yield. APY for the 15 month term expires 2/18/23. Offer valid for new money only. Promotion does not apply to funds already on deposit with sfcu. Rates are reviewed weekly and are subject to change at any time without notice. The APY assumes dividends will remain on deposit until maturity. Dividends are calculated by the average daily balance method. A penalty will be imposed if a withdrawal is made prior to the maturity date. Savings are federally insured to at least $250,000. Membership eligibility required.

Become a sfcu member Become a sfcu member
Fill out my online form.
Contact Us Today!

Phone: 877 642-7328

ART (Audio Response Teller)

Toll Free: 1-800-642-7328

www.sfcuonline.org contains links to websites owned and operated by third parties. By accessing these links, you acknowledge that Sidney Federal Credit Union (sfcu) is not responsible for content on third party websites, nor does sfcu represent members or companies in any transactions on these sites. Privacy and security policies on third party websites may differ.

Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.

Click here to learn about Fair Housing Opportunities© 2021 sfcu | This credit union is federally insured by the National Credit Union Administration.Click here to go to national credit union website