Local: 607-561-7328, 607-432-1451

Toll FREE: 1-800-642-7328

Auto Loan Rates

Print Rates

Interest Rates

Updated 3/29/2021

 

Type of Loan
 
Term
(Approx.)
APR1
New & Used Autos
2020-2022
36 2.49%
48 2.74%
66 2.99%
78 3.24%
84 4.49%
Used Autos
2019-2017
48 3.24%
66 3.49%
75 3.99%
78 4.29%
2019 Only 84 5.19%
2016-2015 48 3.99%
2016 Only 63 4.24%
72 4.59%
2014-2013 48 5.49%
60 6.49%
Older Autos
(2012 and Older)2
Up to 36 6.49%
2012 Only 48 7.49%
60 8.49%
Driving Sense Balloon Auto New or used up to
5 years old as low as
Rate 1% higher than
sfcu auto rates
Classic Auto2 36 6.49%
48 7.49%
60 8.49%
72 9.49%

Certain Restrictions may apply on any of the above loan types. Please contact any of our branch offices for questions. The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. 1- Annual Percentage Rate 2- In addition to our low loan rates, you can receive up to a 0.5% discount with our Member Rewards program, regardless of your credit score, if you are a SFCU direct borrower. Each of the following products / services qualify for our Member Rewards Program: - Direct Deposit, Automatic Transfer 3- The Variable rate Auto has a fl oor of 2% - The variable rate Personal loan has a fl oor of 8%

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Phone: 877 642-7328

ART (Audio Response Teller)

Local: 607-561-7328, 607-432-1451

Toll Free: 1-877-642-7328

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Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.

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