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Auto Loan Rates

Auto Loan Rates

as of 02/21/2024

APR = Annual Percentage Rate

Credit Union membership is required with a $5 minimum deposit.

The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for.

Maximum amount financed also based on credit worthiness. Please see credit union to see what amount you qualify for.

Receive a Direct Deposit Cash Reward for each qualifying loan with SFCU. See Agreement for details.

Driving Sense Rate

as of 10/18/2023

Credit Union membership is required with a $5 minimum deposit. APR = Annual Percentage Rate Consumer Loans - The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. Maximum amount financed also based on credit worthiness. Please see credit union to see what amount you qualify for.

Repayment example: Driving Sense loan amount of $40,000, 7.84% APR, term of 60 months, and a Guaranteed Future Value of $18,500: Payments 1-59 are $562.91 with a 60th/final payment due for the residual value amount of $18,500 (Guaranteed Future Value) and total interest paid of $4614.63. You have four options to satisfy the final payment, as noted above. If you elect to return the vehicle you will have the following obligations: 1. All original equipment that came with the vehicle when you purchased it must still be with the vehicle. 2. If you exceed your mileage allowance, the excess mileage fee is $.10 per mile, and 3. The condition of the vehicle when returned must comply with the Loan Addendum provided to you at the time of loan disbursement. If you return the vehicle in accordance with the Loan Addendum, you will be charged a low $195 disposition fee and the residual amount is considered to have been fully satisfied and the loan is closed.

Recreational vehicle loans

as of 10/18/2023

APR = Annual Percentage Rate

Credit Union membership is required with a $5 minimum deposit.

The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for.



Receive a Direct Deposit Cash Reward for each qualifying loan with SFCU. See Agreement for details.

Maximum amount financed also based on credit worthiness. Please see credit union to see what amount you qualify for.