Auto Loan Rates

Type of Loan	Term (Approx.)	APR¹
Interest Rates Rates effective as of 8/29/2019
New & Used Autos 2020-2018	36	3.24%
	48	3.59%
	60	3.99%
	72	4.49%
	84	5.29%
Used Autos 2017-2015	48	4.29%
	66	4.69%
	75	4.79%
	78	4.99%
2017 Only	84	5.99%
2014-2013	48	4.49%
2014 Only	63	4.74%
2014 Only	72	5.09%
2012-2011	48	6.99%
Older Autos (2009 and Older)²	Up to 36	7.65%
2009 Only	48	8.65%
2010 Only	60	9.65%
Driving Sense Balloon Auto	New or used up to 5 years old as low as	Rate 1% higher than sfcu auto rates
Classic Auto²	36	7.65%
	48	8.15%
	60	9.15%
	72	9.65%
Certain restrictions may apply on any of the above loan types. Please contact any of our branch offices for questions. The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. 1- Annual Percentage Rate 2- In addition to our low loan rates, you can receive up to a 0.5% discount with our Member Rewards program, regardless of your credit score, if you are a SFCU direct borrower. Each of the following products / services qualify for our Member Rewards Program: - Direct Deposit, Automatic Transfer

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Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.

Auto Loan Rates

Interest Rates