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Auto Loan Rates
Interest RatesRates effective as of 4/01/2020 |
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| Type of Loan |
Term (Approx.) |
APR1 | ||
|---|---|---|---|---|
| New & Used Autos 2019-2021 |
36 | 3.24% | ||
| 48 | 3.59% | |||
| 60 | 3.99% | |||
| 72 | 4.49% | |||
| 84 | 5.79% | |||
| Used Autos 2018-2016 |
48 | 4.29% | ||
| 66 | 4.69% | |||
| 75 | 4.79% | |||
| 78 | 4.99% | |||
| 2018 Only | 84 | 5.99% | ||
| 2015-2014 | 48 | 4.49% | ||
| 2013 Only | 63 | 4.74% | ||
| 2013 Only | 72 | 5.09% | ||
| 2013-2012 | 48 | 5.99% | ||
| Older Autos (2010 and Older)2 |
Up to 36 | 7.65% | ||
| 2011 Only | 48 | 8.65% | ||
| 2011 Only | 60 | 9.65% | ||
| Variable3 | Up to 60 | Prime -1.50% | ||
| Driving Sense Balloon Auto | New or used up to 5 years old as low as |
Rate 1% higher than sfcu auto rates |
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| Classic Auto2 | 36 | 7.65% | ||
| 48 | 8.15% | |||
| 60 | 9.15% | |||
| 72 | 9.65% | |||
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Certain Restrictions may apply on any of the above loan types. Please contact any of our branch offi ces for questions. The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. 1- Annual Percentage Rate 2- In addition to our low loan rates, you can receive up to a 0.5% discount with our Member Rewards program, regardless of your credit score, if you are a SFCU direct borrower. Each of the following products / services qualify for our Member Rewards Program: - Direct Deposit, Automatic Transfer 3- The Variable rate Auto has a fl oor of 2% - The variable rate Personal loan has a fl oor of 8% |
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