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Auto Loan Rates
Interest RatesUpdated 5/13/2022
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| Type of Loan |
Term (Approx.) |
APR1 | ||
|---|---|---|---|---|
| New & Used Autos 2023-2021 |
36 | 2.24% | ||
| 48 | 2.49% | |||
| 66 | 2.74% | |||
| 78 | 2.99% | |||
| 84 | 4.24% | |||
| Used Autos 2020-2018 |
48 | 2.99% | ||
| 66 | 3.24% | |||
| 75 | 3.74% | |||
| 78 | 4.04% | |||
| 2019 & 2020 Only | 84 | 4.94% | ||
| 2017-2016 | 48 | 3.74% | ||
| 2017 Only | 63 | 3.99% | ||
| 72 | 4.34% | |||
| 2015-2014 | 48 | 5.24% | ||
| 60 | 6.24% | |||
| Older Autos (2013 and Older)2 |
Up to 36 | 6.24% | ||
| 2013 Only | 48 | 7.24% | ||
| 60 | 8.24% | |||
| Driving Sense Balloon Auto | New or used up to 5 years old as low as |
Rate 1% higher than sfcu auto rates |
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| Classic Auto2 | 36 | 6.39% | ||
| 48 | 7.39% | |||
| 60 | 8.39% | |||
| 72 | 9.39% | |||
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Certain Restrictions may apply on any of the above loan types. Please contact any of our branch offices for questions. The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. 1- Annual Percentage Rate 2- In addition to our low rates, you can receive up to a 0.50% discount with our Member Rewards Program. If an employer offers Direct Deposit, in order to get the Member Reward discount you must set up Direct Deposit. 3- The Variable rate Auto has a fl oor of 2% - The variable rate Personal loan has a fl oor of 8% |
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