Local: 607-561-7328, 607-432-1451

Toll FREE: 1-800-642-7328

Auto Loan Rates

Print Rates

Interest Rates

Updated 5/13/2022

 

Type of Loan
 
Term
(Approx.)
APR1
New & Used Autos
2023-2021
36 2.24%
48 2.49%
66 2.74%
78 2.99%
84 4.24%
Used Autos
2020-2018
48 2.99%
66 3.24%
75 3.74%
78 4.04%
2019 & 2020 Only 84 4.94%
2017-2016 48 3.74%
2017 Only 63 3.99%
72 4.34%
2015-2014 48 5.24%
60 6.24%
Older Autos
(2013 and Older)2
Up to 36 6.24%
2013 Only 48 7.24%
60 8.24%
Driving Sense Balloon Auto New or used up to
5 years old as low as
Rate 1% higher than
sfcu auto rates
Classic Auto2 36 6.39%
48 7.39%
60 8.39%
72 9.39%

Certain Restrictions may apply on any of the above loan types. Please contact any of our branch offices for questions. The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for.

1- Annual Percentage Rate

2- In addition to our low rates, you can receive up to a 0.50% discount with our Member Rewards Program. If an employer offers Direct Deposit, in order to get the Member Reward discount you must set up Direct Deposit.

3- The Variable rate Auto has a fl oor of 2% - The variable rate Personal loan has a fl oor of 8%

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Phone: 877 642-7328

ART (Audio Response Teller)

Local: 607-561-7328, 607-432-1451

Toll Free: 1-800-642-7328

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Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.

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