Savings Rates

Basic Business Checking has a $5.00 monthly fee if the average daily balance falls below $500

Basic Business Checking & Business Dividend Checking allow for unlimited account transactions with no fees

Community Checking Account is for Not-for-Profit Corporations, Organizations, and Associations. There are no minimum or average daily balance requirements associated with this product.

Once a Variable Rate certificate is opened, the rate will only change upon your written request. The 12 months will allow for 1 change and the 24 or 36 months will allow for 2 changes. APY assumes dividends will remain on deposit until maturity.

Dividends are calculated by the average daily balance method. A penalty will be imposed if a withdrawal is done prior to the maturity date. The penalty could result in a deduction of principal. Membership eligibility required.

Certificates are subject to the following dividend penalties:

 - Terms of 12 months and less are subject to a 30-day penalty of dividends.

 - Terms of 18 – 24 months are subject to a 90-day penalty of dividends.

 - Terms of 30 – 60 months are subject to a 180-day penalty of dividends.

*APY = Annual Percentage Yield.
Special offer rates are subject to change without notice and restrictions may apply. APY assumes dividends will remain on deposit until maturity. Dividends are calculated by the average daily balance method. A penalty will be imposed for withdrawals prior to the maturity date. Membership eligibility required.

Payroll Deduction available on IRA Savings/No setup fee or maintenance fees. We accept Rollovers, Direct Rollovers from Qualified Retirement Plans, and Direct Transfer Contributions.

There will be no dividend penalty on IRA Certificates if the IRA owner is 59 1/2 years of age or older.

* There are no dividend penalties on the IRA Savings Account.

**APY = Annual Percentage Yield.
Special offer rates are subject to change without notice and restrictions may apply. APY assumes dividends will remain on deposit until maturity. Dividends are calculated by the average daily balance method. A penalty will be imposed for withdrawals prior to the maturity date. Membership eligibility required.

* There are no dividend penalties on the Coverdell ESA Savings Account

*APY = Annual Percentage Yield.
Special offer rates are subject to change without notice and restrictions may apply. APY assumes dividends will remain on deposit until maturity. Dividends are calculated by the average daily balance method. A penalty will be imposed for withdrawals prior to the maturity date. Membership eligibility required.

APY assumes dividends will remain on deposit until maturity. Dividends are calculated by the average daily balance method. A penalty will be imposed if a withdrawal is done prior to the maturity date. The penalty could result in a deduction of principal. Membership eligibility required.

Certificates are subject to the following dividend penalties:

 - Terms of 12 months and less are subject to a 30-day penalty of dividends.
 - Terms of 18 – 24 months are subject to a 90-day penalty of dividends.
 - Terms of 30 – 60 months are subject to a 180-day penalty of dividends.

*APY = Annual Percentage Yield.
Special offer rates are subject to change without notice and restrictions may apply. APY assumes dividends will remain on deposit until maturity. Dividends are calculated by the average daily balance method. A penalty will be imposed for withdrawals prior to the maturity date. Membership eligibility required.