Local: 607-561-7328, 607-432-1451

Toll FREE: 1-800-642-7328

Secured Loan Rates

Print Rates

Interest Rates

Rates effective as of  1/1/22

Type of Loan
Minimum Balance to Open
Term
(Approx.)
APR1
New RV & Boat Loans
(2019 and Newer)2
48 6.25%
60 6.50%
120 6.75%
Used RV & Boat Loans
(2018 and Older)2
48 6.50%
60 6.75%
120 7.00%
New Sportcraft 2
ATV, UTV, Dirtbike
Snowmobiles, Utility Trailers
2019 and Newer
Up to 36 6.25%
37-48 6.50%
49 - 60 6.75%
61 - 72 7.00%
Used Sportcraft 2
ATV, UTV, Dirtbike
Snowmobile, Utility Trailer
2018 & Older
Up to 36 6.39%
37-48 6.64%
49 - 60 6.89%
61 - 72 7.14%
New & Used Street Motorcycle 2
2019 & Newer
Up to 36 3.24%
37-48 3.49%
49 - 60 3.74%
61 - 72 3.99%
Used Street Motorcycle 2
201 & older
Up to 20 years old
Up to 48 3.99%
49 - 60 4.24%
61 - 72 4.74%
Mobile Home Loans2 60 10.15%
84 10.15%
120 10.15%
144 9.15%
180 9.15%
Personal Equipment Purchase2 36 6.39%
48 7.39%
60 8.39%
72 9.39%

Certain restrictions may apply on any of the above loan types. Please contact any of our branch offices for questions. The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for.
1- Annual Percentage Rate
2- In addition to our low rates, you can receive up to a 0.50% discount with our Member Rewards Program. If an employer offers Direct Deposit, in order to get the Member Reward discount you must set up Direct Deposit.

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Phone: 877 642-7328

ART (Audio Response Teller)

Local: 607-561-7328, 607-432-1451

Toll Free: 1-800-642-7328

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Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.

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