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Secured Loan Rates

Type of Loan Minimum Balance to Open	Term (Approx.)	APR¹
Interest Rates Rates effective as of 7/11/22
New RV & Boat Loans² (2019 and Newer)	48	6.75%
	60	7.00%
	120	7.25%
Used RV & Boat Loans² (2018 and Older)	48	7.00%
	60	7.25%
	120	7.50%
New Sportcraft ² ATV, UTV, Dirtbike Snowmobiles, Utility Trailers 2019 and Newer	Up to 36	6.75%
	48	7.00%
	60	7.25%
	72	7.50%
Used Sportcraft ² ATV, UTV, Dirtbike Snowmobile, Utility Trailer 2018 & Older	Up to 36	6.89%
	48	7.14%
	60	7.39%
	72	7.64%
New & Used Street Motorcycle ² 2019 & Newer	Up to 36	4.24%
	48	4.49%
	60	4.74%
	72	4.99%
Used Street Motorcycle ² 2018 & older Up to 20 years old	Up to 48	4.99%
	60	5.24%
	72	5.74%
Mobile Home Loans² Greater than 20 year Up to 20 years old Up to 10 years old Up to 5 years old New only	60	10.65%
	84	10.65%
	120	10.65%
	144	9.65%
	180	9.65%
Personal Equipment Purchase² (Tractors, backhoes, & dozers) Over $25,000	36	6.89%
	48	7.89%
	60	8.89%
	72	9.89%
Certain restrictions may apply on any of the above loan types. The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. 1- Annual Percentage Rate 2- In addition to our low rates, you can receive up to a 0.50% discount with our Member Rewards Program. If an employer offers Direct Deposit, in order to get the Member Reward discount you must set up Direct Deposit.

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Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.

Secured Loan Rates

Interest Rates