Secured Loan Rates

Type of Loan Minimum Balance to Open	Term (Approx.)	APR¹
Interest Rates Rates effective as of 1/1/22
New Recreation Loans (2018 and Newer)²	60	6.25%
	120	6.50%
	180	6.75%
Used Recreation Loans (2017 and Older)²	60	6.75%
	120	7.00%
	180	7.25%
Mobile Home Loans²	60	10.15%
	84	10.15%
	120	10.15%
	144	9.15%
	180	9.15%
Personal Loan Secured²	36	6.39%
	48	7.39%
	60	8.39%
	72	9.39%
Certain restrictions may apply on any of the above loan types. Please contact any of our branch offices for questions. The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. 1- Annual Percentage Rate 2- In addition to our low loan rates, you can receive up to a 0.5% discount with our Member Rewards program, regardless of your credit score, if you are a sfcu direct borrower. Each of the following products / services qualify for our Member Rewards Program: - Direct Deposit, Automatic Transfer

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Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.

Secured Loan Rates

Interest Rates