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Secured Loan Rates

Share Secured Loan Rates

as of 5/2/23

APR = Annual Percentage Rate.

Credit Union membership is required with a $5 minimum deposit.

Shared & Money Management Secured Loans - APR is 3.00% higher than the rate highest rate earned on the savings/money management account with the secured funds deposited.

Share Certificate Secured Loan - APR is 3.00% higher than the APY of the share certificate account with the secured funds deposited.

Variable rate loan may change monthly based on the applicable margin and index.



Receive a Direct Deposit Cash Reward for each qualifying loan with SFCU. See Agreement for details.