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Can I get a home equity loan on a manufactured or mobile home?

Yes. SFCU offers home equity financing for eligible manufactured or mobile homes that are permanently affixed to land owned by the borrower.

For eligible manufactured or mobile homes, the maximum loan amount is based on the Combined Loan-to-Value (CLTV) ratio:

  • Up to 80% CLTV: Maximum loan amount of $100,000
  • Up to 60% CLTV: Maximum loan amount of $250,000

Home equity loans are available for terms up to 180 months, and eligible properties must be owner-occupied single-family residences. SFCU may accept either a first or second lien position. 

All loan applications are subject to credit approval and SFCU’s current underwriting guidelines.

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Let's Get Started!

Not a Member?

We’d love to welcome you to the SFCU family! Getting started is easy.  Just click the link below to begin opening your account.

Open an Account

Already a Member?

Head over to online or mobile to add a new product. See ‘Applications’ under ‘Account Services’ Menu. Or select ‘Add a Product’ to get started now.

Add a Product

 

Check your application status

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