Credit Unions differ from banks in that all members have equal ownership. Two credit unions combining to share resources to better serve member financial needs is very different than a bank buyout. In the instance that a credit union with a higher net worth merges into a credit union with a lower net worth, there may be a special dividend paid out to the membership of the dissolving credit union to equalize the member-owner value in the combined credit union. In the case of SFCU and Edge, SFCU carries a higher net worth than Edge and therefore a special dividend will not be paid.
