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Secured Loan Rates

Share Secured Loan Rates

as of 5/2/23

APR = Annual Percentage Rate.

Credit Union membership is required with a $5 minimum deposit.

Shared & Money Management Secured Loans - APR is 3.00% higher than the rate highest rate earned on the savings/money management account with the secured funds deposited.

Share Certificate Secured Loan - APR is 3.00% higher than the APY of the share certificate account with the secured funds deposited.

Variable rate loan may change monthly based on the applicable margin and index.



Receive a Direct Deposit Cash Reward for each qualifying loan with SFCU. See Agreement for details.

We will be CLOSED Saturday, May 25th and Monday, May 27th in observance of Memorial Day. If you are contacted and asked to provide your online banking credentials, passwords or any other SFCU account information, do not share this confidential information! Immediately hang up and call us at the phone number provided on our website during regular business hours. Scammers may try to represent themselves as SFCU staff or create a sense of urgency. Do not become a victim of fraud.