Secured Loan Rates
| Type of Loan | APR (as low as) | Rate Type | Term (Months) Approximate |
|---|---|---|---|
| Share Secured Loans |
+3.00% |
Variable |
Up to 144 Months |
|
Money Management Secured Loan |
+3.00% |
Variable |
Up to 144 Months |
|
Share Certificate Secured Loan |
+3.00% |
Fixed |
Up to remaining term of share certificate used to secure loan. |
as of 5/2/23
APR = Annual Percentage Rate.
Credit Union membership is required with a $5 minimum deposit.
Shared & Money Management Secured Loans - APR is 3.00% higher than the rate highest rate earned on the savings/money management account with the secured funds deposited.
Share Certificate Secured Loan - APR is 3.00% higher than the APY of the share certificate account with the secured funds deposited.
Variable rate loan may change monthly based on the applicable margin and index.
Share secured loans are not eligible for member rewards.
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Rates Effective as of: June 5, 2023
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