Secured Loan Rates
| Type of Loan | APR (as low as) | Rate Type | Term (Months) Approximate |
|---|---|---|---|
| Share Secured Loans |
+3.00% |
Variable |
Up to 144 Months |
|
Money Management Secured Loan |
+3.00% |
Variable |
Up to 144 Months |
|
Share Certificate Secured Loan |
+3.00% |
Fixed |
Up to remaining term of share certificate used to secure loan. |
as of 5/2/23
APR = Annual Percentage Rate.
Credit Union membership is required with a $5 minimum deposit.
Shared & Money Management Secured Loans - APR is 3.00% higher than the rate highest rate earned on the savings/money management account with the secured funds deposited.
Share Certificate Secured Loan - APR is 3.00% higher than the APY of the share certificate account with the secured funds deposited.
Variable rate loan may change monthly based on the applicable margin and index.
Receive a Direct Deposit Cash Reward for each qualifying loan with SFCU. See Agreement for details.
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Rates Effective as of: September 22, 2023
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