Sidney Federal Credit Union

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Driving Sense™


Now you can afford to drive a nicer vehicle! Similar to a lease, this program offers monthly payments that can be considerably lower than conventional financing -- with no money down! Yet, unlike leasing, you own the vehicle! New and used cars up to five years old qualify and can be financed up to 72 months. With sfcu's Driving Sense™ Loan program, you can have:

  • No first or last payment
  • No money due at signing
  • Vehicle upgrade potential
  • Vehicle ownerships
  • No capitalization fees
  • No application or acquisition fees
  • No early payoff penalty
  • Choose yearly mileage options of 12,000 / 15,000 / 18,000
  • Option to sell, trade, refinance, or return vehicle and "walk away" at the program's end

Ask us or your dealer about all the benefits of the sfcu Driving Sense™ Loan program!