The Sidney and Bainbridge branches of sfcu will be closed Thursday, September 29, from 10:30 am - 12:30 pm to allow employees to attend funeral services for Connor Glassett

Sidney Federal Credit Union



Nothing compares to relaxing in your own home. No worries over what color to paint the walls, or hanging a picture of the kids. And if you maintain it well, your house gains in value, and your mortgage becomes a good investment.

The mortgage rates we can offer you vary on a number of things, including the purchase price, the size of down payment, your credit rating, and any discounts we can offer you.

Keep in mind two things: You will need to pay closing costs and maybe mortgage insurance – but we do everything we can to keep those low; and a mortgage on your primary residence is tax deductible, so you can afford more than you think you can.

Our adjustable rate mortgages are guaranteed for a year, and we will never change the new interest rate by more than two percentage points, and never more than seven percentage points through the life of the mortgage.

Check our rates.