Auto Loan Rates
| Type of Loan | Term (Approx.) | APR (as low as) |
|---|---|---|
|
New & Used Autos 2024-2022 |
36 |
5.59% |
|
48 |
5.84% |
|
|
66 |
6.09% |
|
|
78 |
6.34% |
|
|
84 |
7.59% |
|
|
Used Autos 2021-2019 |
48 |
6.34% |
|
66 |
6.59% |
|
|
75 |
7.09% |
|
|
78 |
7.34% |
|
|
2020 & 2021 Only |
84 |
8.29% |
|
2018-2017 |
48 |
7.09% |
|
63 |
7.34% |
|
|
2018 Only |
72 |
7.69% |
|
2016-2015 |
48 |
8.59% |
|
60 |
9.59% |
|
|
2014 Only |
48 |
10.59% |
|
2014 Only |
60 |
10.59% |
|
Driving Sense Balloon Auto |
New or used up to 5 years old |
Rate 1% higher than sfcu auto rates |
|
Classic Autos |
36 |
8.64% |
|
48 |
9.64% |
|
|
60 |
10.64% |
|
|
72 |
11.64% |
as of 03/01/23 Certain Restrictions may apply on any of the above loan types. The above rates are determined by creditworthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for. APR = Annual Percentage Rate. In addition to our competitive rates, you may receive up to a 0.50% discount with our Member Rewards Program. If an employer offers Direct Deposit, in order to get the Member Reward discount you must set up Direct Deposit.
| Type of Loan | Term (Approx.) | DrivingSense as low as APR |
|---|---|---|
|
New & Used Autos 2024-2022 |
36 |
6.59% |
|
48 |
6.84% |
|
|
66 |
7.09% |
|
|
72 |
7.34% |
|
|
Used Autos 2021-2019 |
48 |
7.34% |
|
66 |
7.59% |
|
|
72 |
8.34% |
|
|
2018 |
48 |
8.09% |
|
63 |
8.34% |
|
|
72 |
8.69% |
as of 03/01/23
Eligible for vehicles - up to 5 years old. Loan approval based on creditworthiness and APR may vary. Certain restrictions may apply. Rates are subject to change. APR= Annual Percentage Rate.
| Type of Loan Minimum Balance to Open | Term (Approx.) | APR (as low as) |
|---|---|---|
|
New RV & Boat Loans (2020 and Newer) |
48 |
8.50% |
|
60 |
8.75% |
|
|
120 |
9.00% |
|
|
Used RV & Boat Loans (2019 - 2017) |
48 |
8.75% |
|
60 |
9.00% |
|
|
120 |
9.25% |
|
|
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile, Utility Trailer (2020 & Newer) |
36 |
8.50% |
|
48 |
8.75% |
|
|
60 |
9.00% |
|
|
72 |
9.25% |
|
|
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile, Utility Trailer (2019-2017) |
36 |
8.64% |
|
48 |
8.89% |
|
|
60 |
9.14% |
|
|
72 |
9.39% |
|
|
Motorcycle (2020 and Newer) |
36 |
6.59% |
|
48 |
6.84% |
|
|
60 |
7.09% |
|
|
72 |
7.34% |
|
|
Motorcycle (Used 2019-2017) |
48 |
7.34% |
|
60 |
7.59% |
|
|
72 |
8.09% |
|
as of 3/1/23 APR = Annual Percentage Rate. Loan Approval Based on creditworthiness. Certain Restrictions may apply on any of the above loan types. Your actual rate may vary. Contact the credit union to see what rate you qualify for. In addition to our competitive rates, you may receive up to a 0.50% discount with our Member Rewards Program. If an employer offers Direct Deposit, in order to get the Member Reward discount you must set up Direct Deposit.
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Rates Effective as of: April 1, 2023
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