Skip nav to main content.
Mortgage Options

Own a home with affordable rates and flexible terms

Secure your dream home or refinance with SFCU's low down payments, fast closings, and competitive rates. Explore our flexible mortgage options and save!


Estimate the Costs

Use our 'Mortgage Scenario Tool' for quick estimates on home buying costs. Get rates, payments, and closing cost projections for various mortgage options. This is an educational tool and costs may vary. Contact an SFCU Mortgage Specialist for actual costs.

NMLS# 609016

How it works

Becoming a homeowner is achievable in a few steps with SFCU.

  • 1

    Complete an application

    Our friendly & professional Mortgage Specialists will guide you through the application process

  • 2

    Get approved

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Buy your home

    Use the loan funds to purchase your next home!

Apply for a mortgage


Have a question? Get in touch with us

See how you can buy a home with our affordable rates and flexible terms

Save money while purchasing the home of your dreams with low down payment options, quick closing times and competitive rates on all repayment terms.

We will be CLOSED Saturday, May 25th and Monday, May 27th in observance of Memorial Day. If you are contacted and asked to provide your online banking credentials, passwords or any other SFCU account information, do not share this confidential information! Immediately hang up and call us at the phone number provided on our website during regular business hours. Scammers may try to represent themselves as SFCU staff or create a sense of urgency. Do not become a victim of fraud.