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Equipment Loans

SFCU offers loans for various equipment needs such as tractors, backhoes or dozers.

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Competitive Rates

Keep more money in your account over the life of the loan with our competitive rates.

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Flexible Terms

Choose a monthly payment that works for your budget with flexible terms.

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Automatic Loan Payments

It's easy to pay your loan with payments that are automatically deducted from your account every month.

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Direct Deposit Cash Rewards

Opt-in to receive a monthly cash back reward for each qualifying loan you have with SFCU.

Rates

View rates
As low as APR*

Monthly Payment

Loan Amount
$
Loan Rate
%
Months
Competitive Rates

Save more money over the life of your loan

An SFCU personal equipment loan offers competitive rates that are generally lower than elsewhere. Compare and see if you may be able to save.

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Friendly staff greet you by name and are helpful with any question I've ever had.

— Jeff K

How it works

Apply online, by phone or at a convenient branch

  • 1

    Complete an application

    Visit us in the branch or fill out the online application.

  • 2

    Get response

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Buy your Equipment

    Use the funds to make your purchase!

Apply for a Personal Equipment Loan

 

Have a question? Get in touch with us

Personal Equipment Loans

Get competitive rates and the professional service you have come to expect from SFCU.

Effective 4/13/24 โ€“ Market St. branch will be temporarily closed on Saturdays due to construction (ATM still available). Our Oneida St branch will be open on Saturdays from 9am โ€“ 12pm.