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Unsecured Loans

No collateral? No problem

When you need funding to consolidate debt or cover any expenses life might throw your way, get an Unsecured Loan from SFCU with just your signature.


Flexible Terms

Choose a monthly payment that works for budget with flexible terms up to 84 months available.


No Collateral

You won't have to worry about depleting your savings or not having collateral. Get an unsecured loan based on your creditworthiness.


Low Rates

Get better rates compared to many financial institutions to save more money over the course of your loan.

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Use For Any Expense

From debt consolidation and vacations to home repairs and emergency expenses, you can use the funds to pay for just about anything.


Loan Amounts up to $49,000

Get all the funding you need to cover any expense, with Unsecured Loan amounts up to $49,000 — higher than many lenders.


Direct Deposit Cash Rewards

Opt-in to receive a monthly cash back reward for each qualifying loan you have with SFCU.


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No Collateral

Getting a loan and let your investments continue to work

Leave your savings and investments in place. Opt for an unsecured loan to consolidate or cover unexpected expenses allowing for more financial freedom.

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Use For Any Expense

Free to use the funds as you need

You never know what may be next in life. Use your SFCU Unsecured Loan to pay for just about any expense, event or to consolidate your debt.

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Home and Vehicle Repairs

Home and vehicle repairs aren't cheap. Don't deplete your bank account. An SFCU Unsecured Loan can get you the money you need to cover necessary repairs and get your life back to normal.


Emergency Expenses

You never know when an emergency might hit, and your budget might not be ready. Get the funds you need now and pay for them later.


Vacations and Events

It's always nice to have a little fun. If you need some quick cash to pay for a vacation or event, an Unsecured Loan is a great option.

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Debt Consolidation

If you have existing debt, use an Unsecured Loan to consolidate all your payments into one easy-to-pay loan to make your payments more manageable.


Or Just About Anything Alse

Enjoy the financial freedom to use your Unsecured Loan funds to pay for just about anything you need or want, expected or unexpected.

How it works

It's easy to get an Unsecured Loan with us.

  • 1

    Apply for the loan

    It takes only minutes to fill out the online application.

  • 2

    Sign the documents

    We'll send you the loan documents for you to sign.

  • 3

    Use the funds

    Use the funds to pay for any expense you need.

Apply for an Unsecured Loan


Have a question? Get in touch with us

No-collateral loans for more financial freedom

Don't worry about losing your assets. With an Unsecured Loan from SFCU, you can get competitive rates and flexible terms to pay for just about any expense life might throw your way without collateral!