Flexible financing to bring fun and recreation for years to come
Whether you're shopping for a new or used recreational vehicle, we offer loans with up to 100% financing and competitive rates. Contact us to finance your next ATV, UTV, jet ski, boat, snowmobile, or motorcycle.
Low Rates
A recreational vehicle should make you happy, so don't let high interest rates get you down.
Flexible Terms
Choose a monthly payment that works for your budget with flexible terms from 36 to 120 months on recreation loans.
Automatic Loan Payments
Never miss a payment again! It's easy to pay your loan with payments that are automatically deducted from your account every month.
Up to 100% Financing
Keep your wallet in your pocket. With a recreational vehicle loan from SFCU, you could qualify for up to 100% financing, so you don't even have to make a down payment.
GAP Insurance
If your recreational vehicle is ever totaled or stolen, optional GAP insurance gives you peace of mind.
Direct Deposit Cash Rewards
Opt-in to receive a monthly cash back reward for each qualifying loan you have with SFCU.
Rates
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Monthly Payment
Save more money over the life of your loan
Turn that frown upside down. With a recreational vehicle loan from SFCU, you don't have to worry about paying high interest rates. We offer competitive rates that are generally lower than most banks. Keep your money in your account and enjoy more smiles per gallon in your new RV.
Buy now with 100% financing
When you get a recreational vehicle loan from SFCU, you may not need to save up for a down payment. We offer up to 100% LTV* financing on recreational vehicles, so you can buy now. *LTV=Loan to Value
No Down Payment
With up to 100% loan to value financing, your recreational vehicle loan can even cover the down payment, meaning you don't have to save up!
Finance a Variety of RVs
With a recreational vehicle loan from SFCU, finance your version of fun! Whether it be a fifth wheel to camp with the family, a boat to cruise around the lake or riding your new UTV through the mud, a recreational vehicle loan with SFCU has you covered.
Friendly staff greet you by name and are helpful with any question I've ever had.
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1
Complete an application
Visit us in the branch or fill out the online application.
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2
Get response
We'll crunch the numbers and let you know if you're approved.
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3
Buy your RV
Use the funds to make your purchase and have some fun!
Have a question? Get in touch with us
You deserve to have some fun
Get competitive rates and 100% financing on your next recreational vehicle with a loan from SFCU to put more adventure into your life.
Recreational Vehicle Loan Rates
Type of Loan | Term (Months) | APR (as low as) |
---|---|---|
New RV & Boat Loans (2021 and Newer) |
48 |
9.25% |
New RV & Boat Loans (2021 and Newer) |
60 |
9.50% |
New RV & Boat Loans (2021 and Newer) |
120 |
9.75% |
Used RV & Boat Loans (2020 - up to 20 years old) |
48 |
9.50% |
Used RV & Boat Loans (2020 - up to 20 years old) |
60 |
9.75% |
Used RV & Boat Loans (2020 - up to 20 years old) |
120 |
10.00% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2021 & Newer) |
36 |
9.25% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2021 & Newer) |
48 |
9.50% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2021 & Newer) |
60 |
9.75% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2021 & Newer) |
72 |
10.00% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2020 - up to 20 years old) |
36 |
9.39% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2020 - up to 20 years old) |
48 |
9.64% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2020 - up to 20 years old) |
60 |
9.89% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2020 - up to 20 years old) |
72 |
10.14% |
Motorcycle (2021 and Newer) |
36 |
7.34% |
Motorcycle (2021 and Newer) |
48 |
7.59% |
Motorcycle (2021 and Newer) |
60 |
7.84% |
Motorcycle (2021 and Newer) |
72 |
8.19% |
Motorcycle (2020 - up to 20 years old) |
48 |
8.09% |
Motorcycle (2020 - up to 20 years old) |
60 |
8.29% |
Motorcycle (2020 - up to 20 years old) |
72 |
8.39% |
as of 06/11/2024
APR = Annual Percentage Rate
Credit Union membership is required with a $5 minimum deposit.
The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for.
Maximum amount financed also based on credit worthiness. Please see credit union to see what amount you qualify for.
Receive a Direct Deposit Cash Reward for each qualifying loan with SFCU.
Rates are subject to change without notice.
Type of Loan | Term (Months) | APR (as low as) |
---|---|---|
New RV & Boat Loans (2021 and Newer) |
48 |
9.25% |
New RV & Boat Loans (2021 and Newer) |
60 |
9.50% |
New RV & Boat Loans (2021 and Newer) |
120 |
9.75% |
Used RV & Boat Loans (2020 - up to 20 years old) |
48 |
9.50% |
Used RV & Boat Loans (2020 - up to 20 years old) |
60 |
9.75% |
Used RV & Boat Loans (2020 - up to 20 years old) |
120 |
10.00% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2021 & Newer) |
36 |
9.25% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2021 & Newer) |
48 |
9.50% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2021 & Newer) |
60 |
9.75% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2021 & Newer) |
72 |
10.00% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2020 - up to 20 years old) |
36 |
9.39% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2020 - up to 20 years old) |
48 |
9.64% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2020 - up to 20 years old) |
60 |
9.89% |
Sports Craft - ATV, UTV, Dirt Bike, Snowmobile (2020 - up to 20 years old) |
72 |
10.14% |
Motorcycle (2021 and Newer) |
36 |
7.34% |
Motorcycle (2021 and Newer) |
48 |
7.59% |
Motorcycle (2021 and Newer) |
60 |
7.84% |
Motorcycle (2021 and Newer) |
72 |
8.19% |
Motorcycle (2020 - up to 20 years old) |
48 |
8.09% |
Motorcycle (2020 - up to 20 years old) |
60 |
8.29% |
Motorcycle (2020 - up to 20 years old) |
72 |
8.39% |
as of 06/11/2024
APR = Annual Percentage Rate
Credit Union membership is required with a $5 minimum deposit.
The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for.
Maximum amount financed also based on credit worthiness. Please see credit union to see what amount you qualify for.
Receive a Direct Deposit Cash Reward for each qualifying loan with SFCU.
Rates are subject to change without notice.
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