Savings Account Options

The NCUA provides a handy Share Insurance Toolkit at mycreditunion.gov

You will need the following information to complete your online application:

•  A Valid United States ID
  • This can be a valid US driver’s license, a government issued photo ID, state ID, or military ID.
  • Youth Accounts Only: If minor does not have a valid driver’s license/permit. Color copy of birth certificate and social security card. We will also accept a copy of school identification, baptism certificate or medical card in the event both birth certificate and social security card are not available.
  • Save time by scanning the back of your driver’s license to prefill your application!
• Your Complete Physical Address
  • If your current address does not match your ID, we will need proof of your current physical address.
  • This can be a paystub, utility bill, tax bill, or vehicle registration that includes your name and current physical address on it.
•  Funding Method
  • Your new account can be funded with a credit card, debit card (Discover, Mastercard or Visa) or be prepared with an account number and routing number.
• Adding Joint Owners or Beneficiaries?
  • You will need their name, address, date of birth and social security number. If you do not have that information at time of account opening, proceed with the application as an individual account and we can help you get them added later.
  • If adding a joint owner, we will also need a valid ID.

Parent/Guardian – Please provide one of the below:

• US/State Driver’s License/Permit or state ID card
• Interim ID accompanied by expired photo ID (no more than 60 days past expiration)
• US Passport or Passport Card
• US/State/County Sheriff’s ID
• NY State Benefits Card with photo

If the address on your ID does not have your current physical address or does not contain an address we must obtain proof.

• Recent paystub (last 30 days)
• Recent Utility Bill with service address (last 30 days)
• Recent cell phone bill (last 30 days)
• Current vehicle registration or vehicle insurance card
• Current lease with landlord & renter’s signature
• Current year property tax receipt/bill or deed

Minor

• Color copy of IRS issued Social Security Card
• Color copy of Birth Certificate

Additional options if the above are not available:

• School Identification
• Baptism Certificate
• Medical Card

Funding Method

• Your new account can be funded with a credit card, debit card (Discover, Mastercard or Visa) or be prepared with an account number and routing number.

Adding Joint Owners or Beneficiaries?

• • You will need their name, address, date of birth and social security number. If you do not have that information at time of account opening, proceed with the application as an individual account and we can help you get them added later.
  • If adding a joint owner, we will also need a valid ID.

The minimum deposit required to open an SFCU Membership Savings Account is just $5.00.

Routing#: 221379905

SFCU’s mailing address is:

Sidney Federal Credit Union
42 Union Street
Sidney, NY 13838

Please use this address for general mail and correspondence.

To close your SFCU account or cancel your credit union membership, you can:

• Email SFCU at cuonline@sidneyfcu.org
• Call 877-642-7328 during normal business hours
• Visit your local SFCU branch

If you are closing your account, please be prepared to provide information needed to verify your identity and account ownership. Additional steps may be required depending on the accounts or services you have with SFCU.

If you moved or need to update your mailing address, you can update your address by:

• Emailing SFCU at cuonline@sidneyfcu.org
• Calling 877-642-7328 during normal business hours
• Visiting your local SFCU branch

SFCU is also adding a new enhancement to Online Banking that will allow members to update their mailing address directly within Online Banking. This feature will be available soon.

Currently, members can update their phone number and email address through SFCU Online and Mobile Banking.