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Home Improvement Loans

Get the funds to transform your house into a dream home

Whether you want to spruce the place up or increase your property value, a Home Improvement Loan will give you access to the funds you need to complete your renovation project with low rates and flexible terms.

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Competitive Rates

Save more money over the course of the loan with lower rates compared to many other financial institutions.

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Borrow Only What You Need

Get the funding you need to complete just about any home project with loan amounts up to $40,000.

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Multiple Application Methods

Apply in a way that works for you. Visit us in the branch or complete the online application in just a few minutes.

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More Details

Requires a copy of deed, current proof of income & signed contractor estimates. Funds must be used for home improvement purposes only. Mobile/manufactured homes are not eligible. Only available for owner-occupied primary residence. Other restrictions apply.

Rates

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Competitive Rates

Low Rates Mean More Savings

Interest payments don't help you create your dream home. Keep more money in your account to complete your renovations with low, competitive rates on your Home Improvement Loan from SFCU.

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Borrow Only What You Need

Choose how much to borrow

Don't borrow more than you have to. With a Home Improvement Loan from SFCU, you can choose the amount you need. We offer loan amounts up to $40,000 to cover just about any home renovation project.

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How it works

It's easy to get a Home Improvement Loan with us.

  • 1

    Complete an application

    Visit us in the branch or fill out the online application.

  • 2

    Get approved

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Use the funds

    Use your loan to cover qualifying expenses.

Apply for a Home Improvement Loan

 

Have a question? Get in touch with us

Home Renovations Made Easy

Turn your house into a dream home with a Home Improvement Loan from SFCU. With competitive rates and the ability to choose how much you need, we make it easy to improve the value and livability of your home.

Effective 4/13/24 โ€“ Market St. branch will be temporarily closed on Saturdays due to construction (ATM still available). Our Oneida St branch will be open on Saturdays from 9am โ€“ 12pm.