Skip nav to main content.

Can I earn a reward for setting up direct deposit with my loan?

The Direct Deposit Reward is a member benefit available on eligible SFCU loans. Members who have an active direct deposit with SFCU, or establish a new direct deposit relationship as part of their loan application, may qualify to receive a cash reward deposited into their SFCU savings account. Borrowers must sign a Direct Deposit Cash Reward Agreement.

The reward amount is based on the total qualifying direct deposit amount received into your SFCU account.

Direct Deposit Reward Levels

  • Direct Deposits of $500 to $1,999.99: Receive 0.25% of the eligible loan amount
  • Direct Deposits of $2,000 to $3,499.99: Receive 0.50% of the eligible loan amount
  • Direct Deposits of $3,500 or more: Receive 0.75% of the eligible loan amount

Which loans are not eligible for the Direct Deposit Reward?

The Direct Deposit Reward is not available on:

  • Mortgage Loans
  • Home Equity Lines of Credit (HELOCs)
  • Fixed Home Equity Loans
  • Driving Sense Loans
  • Kwik Kash Loans
  • Credit Cards
  • Share Secured Loans
  • Unsecured Home Improvement Loans

Test Modal

Modal Content

Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.

Let's Get Started!

Not a Member?

We’d love to welcome you to the SFCU family! Getting started is easy – just click the link below to begin opening your account.

Open An Account

Already a Member?

Head over to online or mobile to add a new product. See ‘Applications’ under ‘Account Services’ Menu. Or select ‘Add a Product’ to get started now.

Add a Product

 

Check your application status

Let's Get Started!

Not a Member?

We’d love to welcome you to the SFCU family! Getting started is easy.  Just click the link below to begin opening your account.

Open an Account

Already a Member?

Head over to online or mobile to add a new product. See ‘Applications’ under ‘Account Services’ Menu. Or select ‘Add a Product’ to get started now.

Add a Product

 

Check your application status

Leaving Our Website

You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

Log in to Online Banking

SFCU Closed for Indigenous People's Day Please be advised that all SFCU branches will closed on Monday, 10/12/2026. Our ATMs and chat services will be available.