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Fixed Rate Home Equity Loans

Get a low-rate loan secured by the equity in your home

Use the equity in your home to finance just about anything you may be planning. Start planning that vacation or renovation with a Fixed Rate Home Equity Loan from SFCU.

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Receive Funds in Lump Sum

Unlike a revolving line of credit, with a Fixed Rate Home Equity Loan you will receive your funds in one lump sum.

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Low Rates

Enjoy lower interest rates compared to many other types of loans because the loan is secured by the equity in your home.

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Fixed Monthly Payments

It's easy to predict your monthly payment with fixed rates that won't change over the course of the loan.

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Flexible Terms

Choose a payment that works best for your goals with flexible terms between 5, 10, and 15 years.

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Low Rates

Some of the lowest rates around

Unlike unsecured personal loans, Fixed Home Equity Loans are secured by the equity in your house. Because there's less risk, you get lower rates!

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Up to 90% LTV

Qualify for a larger loan

With a Fixed Home Equity Loan from SFCU, you can get up to 90% loan to value on your primary residence. Use more of your home's equity to cover nearly any expense.

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I had the easiest loan process in my life.

— Scott T

How it works

It's easy to get a Fixed Home Equity Loan with us.

  • 1

    Complete an application

    It takes only minutes to fill out the online application.

  • 2

    Get an appraisal

    Have your home appraised, if necessary.

  • 3

    Use the funds

    Get approved and use the funds as you wish.

Apply for a Home Equity Loan

 

Have a question? Get in touch with us

Fast and simple financing to cover nearly any expense.

It's easy to get the funding you need to cover life's expenses. With a Fixed Home Equity Loan from SFCU, you can get a lump sum of low-rate financing secured by your home's equity to help you pay for just about anything.