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Fixed Rate Mortgages

The funds you need to buy your next home

Whether it is your first home or your next home, get the funds you need with a mortgage loan from SFCU. With low rates and flexible terms, it has never been easier to afford the home of your dreams!


Competitive Rates

Save money over the course of your loan with competitive rates that allow you to keep extra money in your pocket.


Low Down Payment

You don't have to save 20%. Buy your home now with low down payment options available from SFCU.

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Variety of Repayment Terms

Enjoy more control over your monthly and total payment with a wide variety of repayment terms available on mortgage loans.


Local Service

Get your loan from a lender who understands the local market. At SFCU, we don't transfer servicing to other lenders, so everything stays right here!


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Competitive rates make your dream home more affordable

Lower your monthly payment and spend less on interest with competitive rates on both fixed and variable term mortgage loans. We believe home ownership should be something everyone can achieve, that's why SFCU offers lower rates compared to many other financial institutions.

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Local Service

Your next home stays local, so your mortgage loan should too!

There's no place like home! That's why SFCU never transfers mortgage loan servicing to other lenders. When you get a mortgage loan from us, it stays right here. Our experienced reps can answer your questions and provide better insights because they're all local.

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GreenPath Financial Wellness

Free Home Buyer Counseling

From reviewing your credit history to understanding financing options, getting your financial house in order for a home purchase can feel overwhelming. Our partnership with GreenPath Financial Wellness sets you up for success. Caring, certified counselors are ready to understand your specific goals and challenges, and can help develop a plan to get you on firm financial footing as you look to purchase a home.

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Build Trust

Visit your local SFCU branch to meet with those who handle your mortgage loan in-person. We're not some scary institution; we're your neighbors!


More Knowledgeable

Since all our reps are local, we can provide better insight about the local market and find you the best mortgage loan to fit your unique situation.


Everything In-House

We never transfer servicing to other institutions. If you have a question about your mortgage loan, just give us a call or stop in for a visit. We're always happy to answer your questions!

I had the easiest loan process in my life.

— Scott T

How it works

Get stared today.

  • 1

    Complete an application

    Our friendly & professional mortgage reps will guide yo through the application process

  • 2

    Get approved

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Buy your new home

    Use the loan funds to purchase your next home!

Contact a Mortgage Specialist


Have a question? Get in touch with us

Your next home is within reach

With competitive rates and a variety of repayment options, home ownership has never been more accessible. Work with the local team at SFCU for a mortgage loan when it's time to purchase your next home.