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Debit Cards

The easy way to use your checking account 

Access your account funds with a tap of your SFCU Debit Mastercard to make your purchases fast and easy or access funds at an ATM near you! Grab yours at a local branch or chat with a rep by phone or online.

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Just Tap & Go™

An SFCU Debit Mastercard features contactless pay. When paying at participating retailers, your card never has to leave your hand. Simply Tap & Go to pay.


Contact Us when Traveling

Log in online to access 'Message Center' under 'Contact Us' menu. Select 'Compose' & subject 'Credit/Debit Card' to fill-in trip details. Just another way we are keeping you safe. When accessing 'Contact Us' via mobile see the 'more' option to access menus.


Overdraft Protection

Prevent overdrafts by linking your savings account to your checking account to cover any potential over withdrawals when using your Debit Mastercard. Or ask about other overdraft options that may be available for you.


Mobile Wallet

Use your debit card without actually needing to carry it! Link your debit card to your mobile wallet of choice to make purchases with your device.


Card Design Options

Choose a debit card that fits your unique style with several card options for you to choose from.


24/7 Fraud Monitoring

We'll be watching your back 24/7 with round-the-clock fraud monitoring. You'll be notified of any suspicious card usage, day or night.

Savings Program

Change It Up

Get started paying yourself with each of your SFCU Debit Mastercard transactions. Enroll today and Change It Up whenever you use your debit card for everyday transactions. Once enrolled, we will round transactions to the nearest dollar and deposit those change to the account of your choice.

Instant Issue

Skip the wait and use your debit card right away

There's no need to wait for the snail mail to arrive to use your new card. With a Debit Mastercard from SFCU, you can get your new debit card right away in the branch. Simply come in, open your account, and walk out with your new debit card, ready to use right away.

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Custom card design options

Get a debit card that fits your style

Your debit card should be an extension of you. That's why we offer several custom card designs, so you can choose the one that best fits your personal style.

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Debit Mastercard Frequently Asked Questions

  • Yes, the rate for foreign transaction fees is 1% of each transaction in U.S. Dollars.

  • SFCU is available to assist you with a lost or stolen SFCU Debit or Credit Mastercard 24/7.

    Call 877.642.7328 for assistance.

  • The deposit will post on the Debit Card transaction posting date.

Service was extremely fast, friendly and helpful throughout the entire process and I left completely satisfied and without any questions.

— Darius E

How it works

It's easy to get a debit card with us.

  • 1

    Open an account

    Visit us in branch or open an account online to get started.

  • 2

    Make initial deposit

    Put some funds into your checking account.

  • 3

    Get your card

    Receive your Debit Mastercard instantly at a branch or in 7-10 business days in the mail.

Contact Us to Get Started


Have a question? Get in touch with us

Use your checking account funds with just a tap

With a Debit Mastercard from SFCU, you can easily make transactions using your checking account funds with just the swipe of your card. Get your debit card instantly when you visit us in the branch!

Effective 4/13/24 โ€“ Market St. branch will be temporarily closed on Saturdays due to construction (ATM still available). Our Oneida St branch will be open on Saturdays from 9am โ€“ 12pm.