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Car Loan in Amsterdam, NY

Ready to hit the road in your dream car? With our competitive rates and flexible terms, getting an auto loan that fits your budget has never been easier. Our SFCU Loan Professionals are dedicated to helping you find the perfect financing option whether you're buying new or used, or looking to refinance. Let us help you drive off the lot with confidence!

Car Loan


4839 NY-30
Amsterdam, NY 12010

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Mon – Fri: 9 am – 5 pm
Sat: 9 am – 12 pm

View Holiday Schedule

Why Choose Us for Your Car Loan?

Choose us for your car loan in Amsterdam, NY because we offer low rates and flexible terms. We have payment options that will work with your budget. Ask about our Driving Sense Loans that give you the flexibility of leasing with the advantages of buying. And we work through the dealership of your choice for added convenience. Or, if you move your existing auto loan to SFCU, we may be able to save you money!

Application Process

We make the process easy!

  • 1


    Our online application only takes minutes to complete.

  • 2

    We Respond

    We do our work and let you know if you’re approved.

  • 3

    Buy Your Car

    Use the funding to buy your vehicle.

Branch Services in Amsterdam, NY

Looking for personal or business banking services? We've got you covered. Come visit us at our Amsterdam, NY branch! Here’s a list of our services:

Open an Account

Start your SFCU checking or savings account in just a few minutes and get access to all our wonderful financial tools and benefits.

Apply for a Loan or Credit Card

No matter what type of loan you need, the friendly faces in the Amsterdam branch are happy to help!

Instant Issue Debit Cards & Credit Cards

With an SFCU instant issue debit card or credit card you will be on your way in no time!

Coin Machine

Say goodbye to rolling coins! The Money Machine 2 is the quick, easy, and free way to count your coins without having to roll them.


Need a document notarized? Stop in, it's free! We recommend you give us a call ahead of time to make sure a notary is available.

Night Drop

Night drop allows members to deposit cash and checks outside of normal business hours. Night drop transactions will be processed the next business day.

ATM & iTM (Interactive Teller Machine)

Our ATM machines are available 24/7. Want to speak with a live representative but don't want to leave the comfort of your car?! The iTM is your answer. Simple press the "Speak with Representative" and a friendly member of our Virtual Branch will be happy to assist you.

Individual Retirement Accounts

Enjoy your golden years by starting a Retirement Account with SFCU. We offer a variety of IRAs to help you achieve your savings goals.

Frequently Asked Questions

  • No, SFCU does not charge any application fees when you apply for a car loan. This makes the process of obtaining a loan straightforward and cost-effective, allowing you to focus on choosing the right car without worrying about additional application costs. Get in touch with SFCU if you have any other questions before applying.

  • If you miss a car loan payment with SFCU, it’s important to contact us as soon as possible. We’ll work with you to assess your specific situation and discuss options that might include payment plans or adjustments. Late payments can affect your credit score, so it’s crucial to communicate early.

  • The amount you can borrow for a car loan with SFCU depends on several factors including your credit history, income, and the vehicle you’re planning to purchase. To find out how much you qualify for, it’s best to apply online or speak directly with an SFCU loan specialist.

  • No, you don’t need an appointment to visit the Amsterdam, NY branch of SFCU. You can walk right in during our business hours to get assistance with all your banking needs. Our staff is ready to help you with account openings, loan applications, and any other inquiries you may have.

We will be CLOSED Saturday, May 25th and Monday, May 27th in observance of Memorial Day. If you are contacted and asked to provide your online banking credentials, passwords or any other SFCU account information, do not share this confidential information! Immediately hang up and call us at the phone number provided on our website during regular business hours. Scammers may try to represent themselves as SFCU staff or create a sense of urgency. Do not become a victim of fraud.