Skip nav to main content.

Top 5 Things to Consider When Shopping for New Car

October 12, 2023

Are you in the market for a new car but feeling overwhelmed by the options? Don’t worry, we’ve got you covered! Choosing the perfect car can be a daunting task, but by considering these top 5 factors, you’ll be well on your way to making the right decision.

1. Budget: Before you even start looking at cars, take the time to evaluate your finances and determine what you can realistically afford. Don’t just consider the purchase price, but also factor in ongoing expenses like insurance, gas, and maintenance. It’s also important to research interest rates and determine a payment amount that fits comfortably within your budget. And don’t forget to explore all available options. SFCU offers Driving Sense, which works like a lease. By starting with your budget, you can make an informed decision.

2. Lifestyle: Consider your daily routine and needs when selecting a car. Do you need a lot of cargo space for work or family activities? Will you be doing a lot of highway driving or commuting in the city? These factors will help determine the type of vehicle that’s right for you.

3. Safety: Safety should always be a top priority when shopping for a car. Look for features like airbags, anti-lock brakes, and backup cameras. You can also check safety ratings from organizations like the National Highway Traffic Safety Administration.

4. Fuel Efficiency: With gas prices constantly fluctuating, fuel efficiency is an important factor to consider. Look for cars with high miles per gallon mpg ratings, or consider a hybrid or electric vehicle.

5. Technology: Finally, consider the technology features in the car. Do you want a touchscreen interface or smartphone integration? Are you interested in advanced safety features like lane departure warnings or automatic emergency braking? Make sure the car you choose has the tech features that are important to you.

By taking these factors into consideration, you’ll be well on your way to finding the perfect car for your needs and budget. SFCU is here to help finance your next car. Contact us before you start shopping and have your pre-approval in hand before visiting the dealerships. Another easy way to apply is by logging into your account online 24/7. Happy shopping!