If you or a loved one receives Social Security benefits, an important change is on the horizon. Starting September 30, 2025, the Social Security Administration (SSA) will no longer issue paper checks for benefit payments. Instead, all payments will be made electronically, either through direct deposit to a financial institution or to a prepaid debit card.
This is part of a government-wide effort to modernize payment systems, improve efficiency, and reduce fraud. While change can sometimes feel overwhelming, the good news is that this transition is designed to make your life easier and your benefits more secure.
Why This Matters for You
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Paper checks will no longer be an option. If you’re still receiving your benefits by mail, you’ll need to switch to an electronic payment method before September 30, 2025.
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Electronic payments are safer. No more worries about lost or stolen checks in the mail.
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Payments arrive faster. Direct deposit ensures your money is available in your account on payment day, no waiting for the mail.
Why Choose Direct Deposit at SFCU?
At Sidney Federal Credit Union, we’re here to make this transition smooth and stress-free. By setting up your Social Security direct deposit with us, you’ll enjoy:
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Early access to your benefits – get paid up to 5 days early*
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Peace of mind – your money goes directly into your SFCU account, securely and automatically
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Convenience – no trips to the mailbox or branch to deposit checks
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Personal support – our team is here to help you every step of the way
Make the Switch the Easy Way with ClickSWITCH
We know entering account information can feel overwhelming, and mistakes happen. That’s why we offer ClickSWITCH, a free, secure tool that makes switching your direct deposit quick, easy, and error-free.
With ClickSwitch, you can move your Social Security direct deposit to your SFCU account in just a few minutes, with less hassle and less risk of typos. It’s the fastest way to make the switch confidently.
👉 Learn more about ClickSwitch
How to Get Started
You have options to set up your Social Security direct deposit:
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Use ClickSwitch through SFCU to quickly and securely move your direct deposit.
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Or visit ssa.gov/myaccount to update your information online.
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Or stop by any SFCU branch, and we’ll walk you through the process.
Let’s Make This Easy
We know transitions like this can feel big, but you don’t have to navigate it alone. Whether you use ClickSWITCH, update online, or stop by in person, SFCU is here to make the change stress-free.
Don’t wait until the deadline, make the switch today and enjoy peace of mind knowing your Social Security benefits are safe, secure, and ready when you need them. To learn more and get started, visit https://sfcuonline.org/accounts/account-services/getpaidearly/
*Early deposit of Social Security benefits depends on the timing of the payer’s payment instructions and may vary from deposit to deposit.
