Boost Your Everyday Banking
Open a free Boost Checking account and start earning 3.00% APY** on balances up to $10,000! PLUS, SFCU will donate a meal for every new account opened!
Checking with Dividends
Earn 3.00% APY on balances up to $10,000.
Feed a Family
For every new Boost Checking account that is opened we will donate a meal to a neighbor in need.
Nationwide ATM Access
Access to over 30,000 CO-OP® ATMs nationwide.
Get Reimbursed for ATM Fees
SFCU will reimburse you up to $25/month*** in foreign ATM transaction fees!
No Minimum Balance
We want you to focus on growing your balance at your own pace. With us, you do not need a specific minimum balance to maintain your account.
No Monthly Maintenance Fees
We are all about eliminating waste, including monthly maintenance fees.
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1
Have $2,500+ in direct deposit per month.
Set up direct deposit to have your funds deposited directly into your SFCU account.
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2
Be enrolled in eStatements
Help the environment (and that pile of mail on your desk) by having statements delivered electronically.
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3
Make 15 debit card purchases per month.
Use your SFCU debit to pay for gas, groceries, bills, and other everyday expenses each month.
Making the Most of Your Boost Account
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*$250 account opening credit is available for eligible accounts opened between 8/1 – 10/31/2026. The credit will be deposited into your Boost Checking account on the first day of the month following the month in which all three qualifying requirements have been met. If qualifications are not met within sixty (60) days, no bonus is paid. Qualifications are as follows: (1) 15+ debit card purchases with SFCU debit card, (2) enrollment in eStatements and (3) at least $2,500/month in direct deposits to your Boost checking account. No minimum balance or monthly fee; other fees may reduce earnings. Limit one (1) Boost Checking account per account number. New checking accounts only. Converting an existing account does not qualify. Statement cycle ends the last day of each month. No transaction rollovers.
**Annual Percentage Yield (APY) are current as of 6/22/2026. The dividend rate and annual percentage yield may change at any time at the discretion of the Board of Directors of this credit union. and the rate may change after the account is opened. Earn 3.00% APY on balances up to $10,000 and 0.10% on balances over $10,000 in your account by meeting the below three requirements:
1. Have a direct deposit of at least $2,500/month;
2. Be enrolled in eStatements;
3. Make 15 or more debit card purchases per statement cycle
Boost Checking is a tiered dividend-bearing account. Dividends earned on your account are paid at the end of each monthly statement cycle.
Your monthly statement cycle ends on the last day of each month, and statements are generated on the first day of the following month. To earn dividends, all account requirements must be met during the applicable statement cycle. If the monthly requirements are not met, dividends will not be paid for that month. Eligibility resets at the beginning of each new month, providing a new opportunity to qualify. Unmet requirements do not carry over, and there are no rollover transactions.
There is no minimum balance required to open or maintain this account, and there is no monthly maintenance fee. However, other applicable fees may reduce earnings.
***Up to $25 in foreign ATM fees refunded per statement cycle when qualifications are met.
+We cannot guarantee early deposit of any payroll or other direct deposits. Maximum of 5 business days early. Actual availability may vary.
Open a Free Checking Account - Cosnsumer
Order Checks
Order checks online
Our partners at Harland Clarke will make the process of getting new checks easy and quick. We ask that you do not place your order online and contact us directly if:
• You are a Senior Club Member
• This is your first time ordering
• It has been 3+ years since last order
• Your name and/or address has changed
For all other orders, your account number is displayed on the bottom of your check OR on the bottom of your reorder form 1531xxxxxxxxxx (must be 14 digits long). The routing number for SFCU is 221379905.
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Let's Get Started!
Not a Member?
We’d love to welcome you to the SFCU family! Getting started is easy – just click the link below to begin opening your account.
Already a Member?
Head over to online or mobile to add a new product. See ‘xPress Accounts’ under ‘Account Services’ Menu. Or select ‘Add a Product’ to get started now.
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