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Money Market Account in Syracuse, NY

Discover financial freedom with a Money Market Account. Unlock higher dividend rates and the flexibility to withdraw at any time, starting with just a $2,500 minimum balance. Earn monthly dividends without locking your savings away, ensuring easy access to your funds whenever needed. Join our Syracuse, NY SFCU and start growing your savings with unparalleled financial control today.

Features of Our Money Market Account


Higher Dividends

With our higher dividend rate, you can save more and earn a better return on your savings.

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No Term Requirements

With this account, your savings are not locked away for a specific term, so you can have the financial freedom to access your funds when you need them.

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Dividends Paid Monthly

Dividends on this account are paid each month so you don't have to wait long to reap the benefits of your savings.


Avoid Maintenance Fees

Maintain the required $2500 average daily balance to earn dividends and avoid a monthly maintenance fee.

Money Market Rates in Syracuse, NY

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As high as APY*

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Final Balance

Contributions:     |    Earnings: 

Why Choose A Money Market Account?

No Monthly Fee

You avoid a monthly maintenance fee when you uphold the $2500 average daily balance, all while earning dividends.

Access To Funds

You can access your savings at any time with this account, providing you with the financial flexibility to use your funds whenever the need arises, without limitations.

Save More

Our increased dividend rate will boost your savings and you achieve a better return on investment, and reap the benefits monthly.

How it works

With just a few clicks, you can have an account set up and ready to save.

  • 1

    Complete an application

    Fill out an application online or at one of our branches.

  • 2

    Make initial deposit

    Deposit an amount that works for your budget. The higher the amount, the better start to your account growth.

  • 3

    Start earning

    With high dividend rates, your account will start growing quickly, and you can receive monthly dividends paid to your account.

Open a Money Market account

Frequently Asked Questions

  • A Money Market Account typically offers higher interest rates than a regular savings account, but might require a higher minimum balance. You can think of it as a hybrid between savings and checking accounts.

  • Yes, Money Market Accounts at SFCU are insured, providing you with a secure way to save. Your deposits are protected up to the applicable limits by the National Credit Union Administration (NCUA), ensuring peace of mind for your finances.

  • Yes, a Money Market Account can be used for your Syracuse, NY business, offering a higher interest rate compared to traditional savings accounts, providing a way to earn more on your business’s cash reserves while still maintaining access to your funds.

  • A Money Market Account is not designed for everyday transactions. It’s meant for saving, with higher interest rates compared to regular savings, but with limited transaction capabilities. Please use your checking account for daily needs. Contact us to learn more.