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Money Market Account in Syracuse, NY

Discover financial freedom with a Money Market Account. Unlock higher dividend rates and the flexibility to withdraw at any time, starting with just a $2,500 minimum balance. Earn monthly dividends without locking your savings away, ensuring easy access to your funds whenever needed. Join our Syracuse, NY SFCU and start growing your savings with unparalleled financial control today.

Features of Our Money Market Account

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Higher Dividends

With our higher dividend rate, you can save more and earn a better return on your savings.

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No Term Requirements

With this account, your savings are not locked away for a specific term, so you can have the financial freedom to access your funds when you need them.

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Dividends Paid Monthly

Dividends on this account are paid each month so you don't have to wait long to reap the benefits of your savings.

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Avoid Maintenance Fees

Maintain the required $2500 average daily balance to earn dividends and avoid a monthly maintenance fee.

Money Market Rates in Syracuse, NY

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As high as APY*

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Final Balance

Contributions:     |    Earnings: 
Amount
$
Rate
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Monthly Contribution
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Months

Why Choose A Money Market Account?

No Monthly Fee

You avoid a monthly maintenance fee when you uphold the $2500 average daily balance, all while earning dividends.

Access To Funds

You can access your savings at any time with this account, providing you with the financial flexibility to use your funds whenever the need arises, without limitations.

Save More

Our increased dividend rate will boost your savings and you achieve a better return on investment, and reap the benefits monthly.

How it works

With just a few clicks, you can have an account set up and ready to save.

  • 1

    Complete an application

    Fill out an application online or at one of our branches.

  • 2

    Make initial deposit

    Deposit an amount that works for your budget. The higher the amount, the better start to your account growth.

  • 3

    Start earning

    With high dividend rates, your account will start growing quickly, and you can receive monthly dividends paid to your account.

Open a Money Market account

Frequently Asked Questions

  • The minimum balance for a Money Management is $2,500.

  • An SFCU Money Management Account, also known as a Money Market Account, typically offers a higher dividend rate than a regular savings account, helping members earn more on larger balances while maintaining access to their funds.

    Both account types provide a safe place to save money, but a Money Management Account is designed for members who want to earn a higher return on their savings while keeping funds available for future needs. Dividend rates and minimum balance requirements may differ from those of a traditional savings account.

    A Money Management Account can be a good option for building emergency savings, holding short-term cash reserves, or saving for larger expenses while earning higher dividends than a regular savings account.

  • Yes. SFCU Money Management Accounts, also known as Money Market Accounts, are federally insured by the National Credit Union Administration (NCUA).

    NCUA insurance protects member deposits up to at least $250,000 per member, per insured credit union, for each eligible ownership category.