A safe place to store money, while earning some dividends!
Everyone needs a secure place to store money and build for their goals. A Savings Account from SFCU will allow you to store your money securely, while earning some dividends to help you reach your goals even faster.
$5 Minimum Opening Balance
It doesn't take much to start saving for your goals. Open an SFCU Savings Account with just $5.
Online and Mobile Banking
Keep an eye on your savings balance from your computer or mobile device with free access to online and mobile banking.
Withdraw Anytime
It's your money; use it as you wish! There aren't any lock-in rates, so you can withdraw money whenever you need.
Federally Insured
SFCU Savings Accounts are federally insured to at least $250,000 by the NCUA, so you can enjoy peace of mind knowing your funds are safe.
Earn Dividends
Put your money to work and earn dividends on your savings account balance to reach your financial goals even faster.
Rates
View ratesCalculate your monthly savings
Let's see what your earnings could be.
Final Balance
Contributions: | Earnings:Complete financial flexibility
With a Savings Account from SFCU, your funds are not locked in. You can deposit or withdraw money at any time, giving you more financial flexibility to use your savings however you need.
Keep an eye on your financial growth
When you open a Savings Account with SFCU, you'll get access to our online and mobile banking platforms. Manage your account and watch your balance grow right from your computer or mobile device — anytime, anywhere!
Excellent service from all branches, ease of transactions, convenience and locations, friendly staff, low loan rates
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1
Open an account
Provide some simple information to open your account.
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2
Make an initial deposit
Get started with an initial deposit of at least $5.
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3
Save money
Stash away funds for future goals or a rainy day.
Have a question? Get in touch with us
Everyone needs a safe place to save
Enjoy the security and features of an SFCU Savings Account to help you save for your goals, a rainy day, or for the future. There's no better way to save!
Savings Account Rates
Type of Account | Minimum Balance to Open | Average Daily Balance Required to Obtain Annual Percentage Yield (APY) | Dividend Rate (APR) | Annual Percentage Yield (APY) |
---|---|---|---|---|
Savings |
$5 |
$118 |
0.05% |
0.05% |
Escrow - (SFCU Mortgages) |
N/A |
$118 |
0.05% |
0.05% |
Club |
N/A |
$118 |
0.05% |
0.05% |
Money Management |
$2,500 |
$2,500 |
0.07% |
0.07% |
Money Management |
$5,000 |
0.10% |
0.10% |
|
Money Management |
$10,000 |
0.15% |
0.15% |
as of 09/03/2024
Membership eligibility required.
APR= Annual Percentage Rate. Dividends are calculated by the average daily balance (ADB) method.
APY = Annual Percentage Yield.
Fees may reduce earnings on account.
All rates are subject to change at any time. Membership Par Value: to establish a new membership at SFCU a minimum of $5.00 (par value) is required to be deposited and maintained in your primary savings.
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