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Savings Accounts

A safe place to store money, while earning some dividends!

Everyone needs a secure place to store money and build for their goals. A Savings Account from SFCU will allow you to store your money securely, while earning some dividends to help you reach your goals even faster.


$5 Minimum Opening Balance

It doesn't take much to start saving for your goals. Open an SFCU Savings Account with just $5.

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Online and Mobile Banking

Keep an eye on your savings balance from your computer or mobile device with free access to online and mobile banking.


Withdraw Anytime

It's your money; use it as you wish! There aren't any lock-in rates, so you can withdraw money whenever you need.


Federally Insured

SFCU Savings Accounts are federally insured to at least $250,000 by the NCUA, so you can enjoy peace of mind knowing your funds are safe.

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Earn Dividends

Put your money to work and earn dividends on your savings account balance to reach your financial goals even faster.


View rates
As high as APY*

Calculate your monthly savings

Let's see what your earnings could be.

Final Balance

Contributions:     |    Earnings: 
Interest Rate
Withdraw Anytime

Complete financial flexibility

With a Savings Account from SFCU, your funds are not locked in. You can deposit or withdraw money at any time, giving you more financial flexibility to use your savings however you need.

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Online and Mobile Banking

Keep an eye on your financial growth

When you open a Savings Account with SFCU, you'll get access to our online and mobile banking platforms. Manage your account and watch your balance grow right from your computer or mobile device — anytime, anywhere!

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Frequently Asked Questions

  • Routing#: 221379905

  • The NCUA provides a handy Share Insurance Toolkit at

  • 9 MONTH SHARE CERTIFICATE – beginning 4/3/2023

    5.00% APY* with a $100,000 Minimum Balance


    4.75% APY* with a $500 Minimum Balance

    New Money Only

    RATES     |          877.642.7328          |          OPEN TODAY 

    *APY = Annual Percentage Yield. APY for the 9-Month term accurate as of 04/03/2023. Offer valid for new money only and does not apply to funds already on deposit with SFCU. $100,000 minimum balance required for the 5.00% APY and a $500 minimum balance is required for the 4.75% APY. Rates are reviewed weekly and are subject to change at any time without notice. The APY assumes dividends will remain on deposit until maturity. Dividends are calculated by the average daily balance method. A penalty will be imposed if a withdrawal is made prior to the maturity date. Fees may reduce earnings on account. Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. Membership eligibility required.


Excellent service from all branches, ease of transactions, convenience and locations, friendly staff, low loan rates

— Christine D

How it works

Apply online or in branch

  • 1

    Open an account

    Provide some simple information to open your account.

  • 2

    Make an initial deposit

    Get started with an initial deposit of at least $5.

  • 3

    Save money

    Stash away funds for future goals or a rainy day.

Open a Savings Account


Have a question? Get in touch with us

Everyone needs a safe place to save

Enjoy the security and features of an SFCU Savings Account to help you save for your goals, a rainy day, or for the future. There's no better way to save!

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