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Savings Accounts

A safe place to store money, while earning some dividends!

Everyone needs a secure place to store money and build for their goals. A Savings Account from SFCU will allow you to store your money securely, while earning some dividends to help you reach your goals even faster.


$5 Minimum Opening Balance

It doesn't take much to start saving for your goals. Open an SFCU Savings Account with just $5.

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Online and Mobile Banking

Keep an eye on your savings balance from your computer or mobile device with free access to online and mobile banking.


Withdraw Anytime

It's your money; use it as you wish! There aren't any lock-in rates, so you can withdraw money whenever you need.


Federally Insured

SFCU Savings Accounts are federally insured to at least $250,000 by the NCUA, so you can enjoy peace of mind knowing your funds are safe.

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Earn Dividends

Put your money to work and earn dividends on your savings account balance to reach your financial goals even faster.


View rates
As high as APY*

Calculate your monthly savings

Let's see what your earnings could be.

Final Balance

Contributions:     |    Earnings: 
Interest Rate
Withdraw Anytime

Complete financial flexibility

With a Savings Account from SFCU, your funds are not locked in. You can deposit or withdraw money at any time, giving you more financial flexibility to use your savings however you need.

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Online and Mobile Banking

Keep an eye on your financial growth

When you open a Savings Account with SFCU, you'll get access to our online and mobile banking platforms. Manage your account and watch your balance grow right from your computer or mobile device — anytime, anywhere!

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Frequently Asked Questions

  • Routing#: 221379905

  • The NCUA provides a handy Share Insurance Toolkit at

  • Whether you wish to send a one-time direct deposit, such as your tax refund, or your recurring paycheck – SFCU wants to make it easy.

    Here is all you need to do:

    1. Provide Routing Number, which is 221379905
    2. Provide your Account Number. DO NOT include the suffix. Ex. If your Account Number is 123456 and your checking account suffix is 0700, do not provide 123456-0700. Only provide 123456. Also, do not include any leading zeros.
    3. If the form asks if the funds go to savings or checking, make your selection. If no selection is made AND you have an SFCU checking, the funds will be deposited into the checking account.

    It’s as simple as 1-2-3. If you have any additional questions, select the chat option during virtual branch hours or call to speak with a representative.


  • You can find a detailed Service Fee Schedule here.

  • At SFCU, we know that choosing the right insurance is an important decision for your financial future. Through our partnership with TruStage, members have a variety of choices so that you can choose the plan that is right for you and your family. Our partners at TruStage offer our members options for life insurance, car insurance, homeowner’s insurance, renter’s insurance, and more.

Excellent service from all branches, ease of transactions, convenience and locations, friendly staff, low loan rates

— Christine D

How it works

Apply online or in branch

  • 1

    Open an account

    Provide some simple information to open your account.

  • 2

    Make an initial deposit

    Get started with an initial deposit of at least $5.

  • 3

    Save money

    Stash away funds for future goals or a rainy day.

Open a Savings Account


Have a question? Get in touch with us

Everyone needs a safe place to save

Enjoy the security and features of an SFCU Savings Account to help you save for your goals, a rainy day, or for the future. There's no better way to save!

We will be CLOSED Saturday, May 25th and Monday, May 27th in observance of Memorial Day. If you are contacted and asked to provide your online banking credentials, passwords or any other SFCU account information, do not share this confidential information! Immediately hang up and call us at the phone number provided on our website during regular business hours. Scammers may try to represent themselves as SFCU staff or create a sense of urgency. Do not become a victim of fraud.