Youth CD Savings Account in Oneonta, NY
It’s time to start saving with SFCU’s Youth CD from our Oneonta branch. But don’t worry! Saving for your child’s future doesn’t have to be complicated. Youth CDs are a safe and secure way for young savers to grow their money. Give your kids a head start on financial success with our competitive rates while also having peace of mind.
Help Your Child Save Smart with a Youth CD in Oneonta
Youth CDs are a way to help your children save smart. They offer higher interest rates than standard savings accounts and encourage disciplined saving. Our Youth CD for Oneonta families teach long-term financial habits, like planning for future goals, while our flexible options make it simple and rewarding.
Why Choose SFCU’s Youth CD in Oneonta?
Receive Better Rates
Youth CD rates are better compared to standard savings accounts, allowing your child’s savings to grow faster.
Earn More with Less Stress
The competitive rates mean your child’s savings grow steadily, and without the risks or hidden fees, so you can have peace of mind.
Teach Financial Independence
Youth CDs help children learn account money management early and build smart habits for a stronger financial future.
Invest in Tomorrow
SFCU plants a tree for every new account, so your child’s financial growth also supports a greener, more sustainable world and it keeps your money in the local community.
Who Can Open a Youth Certificate of Deposit in Oneonta?
- A parent or legal guardian will be needed to co-sign the account for minors. Check our specific terms and conditions. Â
- A Youth Certificate of Deposit can be opened by individuals who meet the age requirements set by Sidney Federal Credit Union. Â
- Membership with Sidney Federal Credit Union is required to open any account, including a Youth CD.
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1
Open an account
Open your Youth CD online or at the Oneonta branch.
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2
Make initial deposit
Deposit funds to get started.
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3
Earn dividends
Watch your child’s savings grow.
Branch Location for Youth CD Oneonta Account
Open a Free Checking Account - Cosnsumer
Order Checks
Order checks online
Our partners at Harland Clarke will make the process of getting new checks easy and quick. We ask that you do not place your order online and contact us directly if:
• You are a Senior Club Member
• This is your first time ordering
• It has been 3+ years since last order
• Your name and/or address has changed
For all other orders, your account number is displayed on the bottom of your check OR on the bottom of your reorder form 1531xxxxxxxxxx (must be 14 digits long). The routing number for SFCU is 221379905.
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Let's Get Started!
Not a Member?
We’d love to welcome you to the SFCU family! Getting started is easy – just click the link below to begin opening your account.
Already a Member?
Head over to online or mobile to add a new product. See ‘xPress Accounts’ under ‘Account Services’ Menu. Or select ‘Add a Product’ to get started now.
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