Teach your teen healthy financial habits
Help your teen learn to manage their money with a free checking account from SFCU designed to give them the freedom to practice money management under adult supervision.
No minimum account balance
Help your teen learn without having to worry about a pesky minimum balance.
Online & Mobile Banking
Learning to monitor your finances is important. With online and mobile banking your teen will have a head start.
Overdraft Protection
You can choose to connect the youth checking account with a savings account to prevent overdrafts. If your teen makes a mistake, they won't be penalized.
Share-to-Share
Parents and guardians can allow their child to have share-to-share transactions between their accounts for easy transfers and overdraft protection.
New Account Bonus
New members 0-17 years of age receive a $10 bonus when opening a new account.
Sprout Saver
A 12-month Share Certificate tailored specifically for our young savers. Plant the seeds of financial responsibility early and reap the rewards for years to come.
Learn More
SFCU Graduation Bonus
If you're an SFCU Member and graduating High School this year, ask how you can receive a deposit to your SFCU savings account. Not a member? Join Today. Debit Card required to receive bonus.
Keep an eye on your child's finances
Help your teen visualize money management with free online banking tools. Easily access the account from your device to better understand the account status, balance, and transactions to ensure your teen makes responsible financial decisions.
Access Your Checking
SFCU Debit Mastercard
Access your account funds with a tap of your SFCU Debit Mastercard to make your purchases fast and easy! Grab yours at a local branch or chat with a rep by phone or online.
Savings Program
Change It Up
Get started paying yourself with each of your SFCU Debit Mastercard transactions. Enroll today and Change It Up whenever you use your debit card for everyday transactions. Once enrolled, we will round transactions to the nearest dollar and deposit those change to the account of your choice.
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Complete an application
Fill out the application with the teen and secondary account holder.
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Open an account
Make an initial deposit and open the account.
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Practice healthy habits
Have your teen manage the account to learn healthy financial habits.
Have a question? Get in touch with us
Teach your teen how to spend and save responsibly
With an account from SFCU, any child between the ages of 12 and 17 can have a safe space to learn about spending and saving without worrying about account minimums and overdraft penalties. It's the best way to prepare them for the world!
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