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Business Dividend Checking

Earn dividends on your business checking balance

As you work on growing your business, your business checking account can grow and pay out dividends monthly.

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Earn Dividends

Make the most of your business funds by allowing them to grow and earn dividends while they rest in a checking account.

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Unlimited Account Transactions

Experience no limit on how many deposits, transfers, and other account transactions you can make with us.

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Unlimited Withdrawals

At SFCU, we want to make your business life easier by removing extra fees and limits on how often you can withdraw funds.

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Avoid Account Fees

By maintaining an average daily balance of $5,000, you can have account fees waived and therefore save some extra money.

Rates

View Rates
As high as APY*

Calculate your monthly savings

Let's see what your earnings could be.

Final Balance

Contributions:     |    Earnings: 
Amount
$
Rate
%
$
Years
Earn Dividends

Grow your funds while keeping your funds safe

You work hard for your business, so by choosing a Dividend Business Checking account you can reward your efforts even more. As your profits rest in this account, they can earn monthly dividends to grow the balance even more.

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Unlimited Account Transactions

Enjoy greater flexibility with your funds

While other financial institutions limit how many account transactions you make with your business funds, SFCU provided a different approach. From transfers to withdrawals, we allow you to make transactions when you need.

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How it works

Open and use a Dividend Business Checking account with a few steps.

  • 1

    Complete an application

    Fill out an application with a Business Services Specialist or at your local branch.

  • 2

    Make an initial deposit

    Deposit funds to start growing your account right away.

  • 3

    Enjoy the benefits

    As you maintain the minimum average daily balance requirement of $5,000 your business can earn monthly dividends.

Connect with a Business Services Specialist

Help your business by effortlessly growing the account balance

As you deposit earnings into a Dividend Business Checking account, our competitive rates will allow your balance to increase each month.

Effective 4/13/24 ā€“ Market St. branch will be temporarily closed on Saturdays due to construction (ATM still available). Our Oneida St branch will be open on Saturdays from 9am ā€“ 12pm.