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Business Money Management Account

Earn higher returns on business savings without withdrawal penalties

With a higher dividend rate, your savings holding your business funds can grow more while still allowing you to have the freedom to withdraw funds when needed.

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Earn Dividends

When compared to standard checking accounts, a Business Money Management account allows your savings to earn higher dividends.


No Withdrawal Penalties

Have the freedom to access your savings in a time of need for your business.


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As high as APY*

Estimate your monthly payment

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Final Balance

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Earn Dividends

Maintain a minimum balance and watch your savings grow

With just a $2,500 minimum average daily balance you can start earning dividends on your balance.

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No Withdrawal Penalty

Retain financial flexibility

Unlike some other high-interest savings accounts, you can make withdrawals at any time without the risk of fees. Now you can access your funds when your business needs them without extra worry or hassle.

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I just wanted to drop you a note commending the phone service I received today from Business Services. I had a number of questions ... and Lisa was extremely clear and helpful...

— Roy L

How it works

Members who already have a regular savings account can open a Business Money Management account in a few simple steps.

  • 1

    Complete an application

    Fill out an application with a Business Services Specialist or at your local branch.

  • 2

    Make initial deposit

    Make an initial deposit, and any balance of $2,500 and above will start earning dividends.

  • 3

    Grow your savings

    Watch your savings grow, deposit and withdraw funds as you need them.

Connect with a Business Services Specialist


Have a question? Get in touch with us

Get your business savings to work for you by earning dividends

Utilize your business savings to increase your earnings potential with a higher dividend rate. Withdraw funds anytime without worry, ensuring you have the financial freedom that suits your business.

SFCU cannot open accounts for local governments or businesses/organizations that deposit public and/or municipal funds.