Local: 607-561-7328, 607-432-1451

Toll FREE: 1-800-642-7328

COVID Pandemic Updates

Our Oneida St., Oneonta Branch will begin parking lot construction on Monday, July 6th with limited access to the Drive Up, Lobby, ATM and Night deposit. Please use our 53 Market St., Oneonta Branch as an alternate option.

internal header

Business Checking

A sfcu business checking account provides you with a simple, low to no fee way to manage your cash flow and process your daily transactions. To help manage your business checking account we offer CU-Online and our Bill Payer services FREE of charge, allowing you access to your account 24 hours a day, 7 days a week.

  • Business Dividend Checking:
    • The business needs to maintain a minimum ADB or $5000 in order to earn .25%.
    • If the ADB falls below $5000, the business will not earn the dividend and be charged a $15 low balance fee at the end of the month.
  • Basic Business Checking

    • Basic Business Checking  - $5 Monthly maintenance fee when Average Daily Balance falls below $500.

Become a sfcu member Become a sfcu member
Contact Us Today!

Phone: 877 642-7328

ART (Audio Response Teller)

Local: 607-561-7328, 607-432-1451

Toll Free: 1-877-642-7328

www.sfcuonline.org contains links to websites owned and operated by third parties. By accessing these links, you acknowledge that Sidney Federal Credit Union (sfcu) is not responsible for content on third party websites, nor does sfcu represent members or companies in any transactions on these sites. Privacy and security policies on third party websites may differ.

Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.

Click here to learn about Fair Housing Opportunities© 2019 sfcu | This credit union is federally insured by the National Credit Union Administration.Click here to go to national credit union website