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Business Loans

Grow your business without affecting cash flow

Pay for services and assets you need to expand your business with a business loan from SFCU. With no prepayment penalties and competitive rates, you can borrow the money you need on your terms to help your business thrive.

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Flexible Terms

Choose a monthly payment that works with your budget with flexible terms between 12 and 84 months.

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Fixed Rates

It's easy to predict your monthly payments and budget with fixed rates over the entire course of your term loan.

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No Prepayment Penalties

Pay off your loan on your terms. Save money over the course of your loan by paying it off early with no prepayment penalties.


Competitive Rates

Keep more money in your account with competitive rates on SFCU business loans. Use your savings to expand your organization.

Competitive Rates

Spend less on interest and more on your business

In the world of small businesses, there's not a penny to spare. Every cent you earn goes right back into making your business thrive. So you definitely don't want to waste your precious funds on interest payments! Business loans from SFCU offer competitive rates that are better than many financial institutions, so you can save more over the course of your loan.

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No Prepayment Penalties

Pay off your loan your way

At SFCU, we believe you shouldn't be penalized for getting ahead of the game. If you want to pay off your loan early, you should be able to! With no prepayment penalties on business loans, you can pay off your loan early, avoid unnecessary interest, and keep more money in your account.

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Things have been going really good since we switched everything over to SFCU. Your staff have been great. I speak highly of your credit union to others. Thank you!

— Jon T

How it works

Speak with a Business Loan Specialist to see what option works best for you

  • 1

    Complete an application

    Fill out an application and provide the required financials.

  • 2

    Get response

    We'll crunch the numbers and let you know if you're approved.

  • 3

    Upon approval

    Use the funds from the line of credit to support your business.

Get Started


Have a question? Get in touch with us

Get the funds you need to expand your business

Business relies on funding. With a business loan from SFCU, you can get quick funding to purchase services and assets to take your business to the next level.