Skip the fees and simplify business purchasing
Open a business credit card from SFCU and benefit from business-specific tools like employee purchasing and separating expenses, all with no annual fees and low rates.
No Annual Fee
Use your money to grow your business, not on fees. Enjoy no annual fees with a Business Platinum MasterCard® Credit Card from SFCU.
Competitive Rates
It's easier to manage payments with competitive rates compared to many other business credit cards.
Issue Employee Cards
You're too busy to make every purchase. Issue cards to employees that are listed as authorized users to increase efficiency, while keeping tabs on their spending.
Separate Expenses
Protect your personal assets from business liability by easily separating your business and personal expenses.
Safe and Secure
You can feel confident knowing your business credit card from SFCU has security measures in place to keep you safe with 24/7 fraud monitoring.
Rates
View ratesEnjoy more flexibility with your business spending
Business spending is different from personal spending. That's why a business credit card from SFCU provides you with competitive rates and terms to give you the flexibility you need to grow your business.
Credit card tools made for business
A business credit card comes with tools made for business. The ability to separate business and personal expenses and issue cards to employees help you better manage and monitor your business spending.
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Yes, the rate for foreign transaction fees is 1% of each transaction in U.S. Dollars.
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1
Complete an application
Fill out an application and provide the required financials.
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2
Get response
We'll crunch the numbers and let you know if you're approved.
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3
Upon approval
Receive your credit card instantly in the branch or within 7-10 business days by mail.
Have a question? Get in touch with us
Merchant Card Services
SFCU offers a comprehensive system that allows your business to accept payments in the form of debit or credit cards. With a variety of capabilities for payment processing, SFCU Merchant Card Services has the solution.
Business MasterCard Credit Card Rates
| Type of Card | APR (Variable Rate) as low as | Maximum APR (Variable Rate) | Annual Fees |
|---|---|---|---|
|
Mastercard® Platinum |
12.40% |
17.99% |
None |
as of 11/07/2024
APR = Annual Percentage Rate.
Credit Union membership is required with a $5 minimum deposit.
Variable APR based on Index/Prime Rate (7.75%) and applicable Margin (ranging from 4.65% - 10.65%).
The above rates and credit limit are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for.
The rate for foreign transaction fees is 1% of each transaction in U.S. Dollars.
Minimum payment for Platinum Mastercard is 2.00% of statement balance or $25.00 (whichever is greater)
Business Platinum Mastercard does not qualify for Rewards.
Rates are subject to change without notice.
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