Debit Cards

The easy way to use your checking account

Access your account funds with a tap of your SFCU Debit Mastercard to make your purchases fast and easy or access funds at an ATM near you! Grab yours at a local branch or chat with a rep by phone or online.

Just Tap & Go™

An SFCU Debit Mastercard features contactless pay. When paying at participating retailers, your card never has to leave your hand. Simply Tap & Go to pay.

Mobile Wallet

Use your debit card without actually needing to carry it! Link your debit card to your mobile wallet of choice to make purchases with your device.

Card Design Options

Choose a debit card that fits your unique style with several card options for you to choose from.

instant Issue

No need to wait for mail—get your Debit Mastercard instantly at the branch. Open your account and walk out with your card, ready to use.

24/7 Fraud Monitoring

We'll be watching your back 24/7 with round-the-clock fraud monitoring. You'll be notified of any suspicious card usage, day or night.

Overdraft Protection

Link your savings to your checking account to cover potential overdrafts when using your Debit Mastercard, or ask about other available options.

Your Cards, Your Rules

Card Control

Ready for an easier way to manage your Credit and Debit Cards? Our card experience gives you more control, convenience, and safety. Turn your card on/off 24/7, add travel notes, activate cards instantly, view clearer transaction info, and enjoy robust fraud protection—all from one convenient place. Log in to your SFCU account to get started TODAY!

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Savings Program

Change It Up

Get started paying yourself with each of your SFCU Debit Mastercard transactions. Enroll today and Change It Up whenever you use your debit card for everyday transactions. Once enrolled, we will round transactions to the nearest dollar and deposit those change to the account of your choice.

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Debit Mastercard Frequently Asked Questions

Yes, the rate for foreign transaction fees is 1% of each transaction in U.S. Dollars.
SFCU is available to assist you 24/7 regarding any fraud on your debit card or credit card. Call 877.642.7328 for assistance. You may also access Card Control when logged into your account.
Control your cards with ease—turn them on or off whenever you choose. Set personalized spending limits based on location, amount, merchant, and transaction type. Plus, you can report lost or stolen cards in a couple of clicks. Immediately turn off a lost or stolen card.
The deposit will post on the Debit Card transaction posting date.
SFCU is available to assist you 24/7 regarding any fraud on your debit card or credit card. Call 877.642.7328 for assistance. You may also access Card Control when logged into your account.
Control your cards with ease—turn them on or off whenever you choose. Set personalized spending limits based on location, amount, merchant, and transaction type. Plus, you can report lost or stolen cards in a couple of clicks. Immediately turn off a lost or stolen card.

Service was extremely fast, friendly and helpful throughout the entire process and I left completely satisfied and without any questions.

— Darius E

How it works

It's easy to get a debit card with us.

1
Open an account

Visit us in branch or open an account online to get started.
2
Make initial deposit

Put some funds into your checking account.
3
Get your card

Receive your Debit Mastercard instantly at a branch or in 7-10 business days in the mail.

Have a question? Get in touch with us

Use your checking account funds with just a tap

With a Debit Mastercard from SFCU, you can easily make transactions using your checking account funds with just the swipe of your card. Get your debit card instantly when you visit us in the branch!