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Are Share Certificate Accounts insured?

Yes. SFCU Share Certificates are federally insured by the National Credit Union Administration (NCUA).

A Share Certificate, also known as a Certificate of Deposit (CD), is insured by the NCUA’s Share Insurance Fund up to at least $250,000 per member, per insured credit union, for each eligible ownership category. This insurance protects your deposits in the unlikely event that a federally insured credit union fails.

NCUA insurance covers Share Certificates, savings accounts, checking accounts, money market accounts, and other eligible deposit accounts held at SFCU. Coverage limits may be higher for members with funds held in different ownership categories.

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