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How does Zelle® work?

When you enroll with Zelle® through your Sidney Federal Credit Union app, your name, the name of your bank/credit union, and the email address or U.S. mobile number you enrolled is shared with Zelle® (no sensitive account details are shared – those stay with Sidney Federal Credit Union). When someone sends money to your enrolled email address or U.S. mobile phone number, Zelle® looks up the email address or mobile number in its “directory” and notifies Sidney Federal Credit Union of the incoming payment. Sidney Federal Credit Union then directs the payment into your Sidney Federal Credit Union account, all while keeping your sensitive account details private.