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How can I set and track goals to improve my credit score?

Credit Score, available through SFCU Online and Mobile Banking, provides tools to help you set credit goals, track your progress, and work toward a higher credit score.

With Credit Score, you can establish a target credit score and receive personalized recommendations based on your credit profile. The tool tracks your progress over time and notifies you when you reach key milestones, helping you stay focused on your financial goals.

Whether you’re preparing to buy a home, finance a vehicle, qualify for a loan, rent an apartment, or strengthen your overall creditworthiness, Credit Score can help you understand the steps that may improve your credit health.

As part of Credit Score, you also have access to:

  • Personalized Credit Report
  • Real-Time Credit Monitoring Alerts
  • Score Simulator
  • Action Plan with personalized recommendations
  • Credit Score Education resources

Credit Score is available at no cost to SFCU members. You can view and refresh your credit score and credit report information daily without affecting your credit score.