Skip nav to main content.

Can I see how actions like taking out a loan, paying off debt, or reducing balances might affect my credit score?

The Score Simulator within Credit Score, available through SFCU Online and Mobile Banking, allows you to estimate how different financial decisions may affect your credit score.

Using the Score Simulator, you can explore a variety of scenarios, such as taking out a new loan, paying off an existing loan, reducing credit card balances, or opening a new credit account. Based on your credit profile, the tool generates an estimated credit score range to help you understand the potential impact of these actions.

The Score Simulator is designed to help you make informed financial decisions by providing insight into how changes to your credit and debt may affect your overall credit health. While the results are estimates and not guarantees, they can help you better understand your potential eligibility for loans, credit cards, and other credit products.

 

Labor Day Hours Our branches will be closed Saturday, September 5th reopening Tuesday, September 7th in observance of Labor Day.