Skip nav to main content.

What credit score do I need for a mortgage loan?

While the exact credit score required for a mortgage loan varies, a score of 620 or higher is generally recommended for conventional loans. For more information, visit the SFCU website to explore your mortgage options or reach out directly to discuss your specific needs.

Important Notice: We're aware of scam text messages some members may have received. If you clicked the link & shared any account info, please contact us. If you did not respond, you may delete the message. Your security is our priority. We appreciate your patience.