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What happens to my Sprout Saver Certificate when I turn 18?

When a Sprout Saver Certificate owner turns 18, the certificate can no longer accept additional deposits.

At the next maturity date after the owner’s 18th birthday, the Sprout Saver Certificate will automatically renew as a 12-Month Fixed Rate Certificate and will be subject to the terms, rates, and requirements of that certificate product.

If the certificate balance is less than $500 at maturity, the certificate will not renew. Instead, the entire balance will be deposited into the member’s savings account.

Labor Day Hours Our branches will be closed Saturday, September 5th reopening Tuesday, September 7th in observance of Labor Day.