Skip nav to main content.

Will enrolling in or accessing Credit Score in online banking affect my credit score?

No. Enrolling in or accessing the Credit Score tool within SFCU online or mobile banking does not affect your credit score.

The Credit Score tool uses a soft credit inquiry, which allows you to view your credit score and monitoring information without impacting your credit score. Unlike a hard credit inquiry, which may occur when you apply for a loan or other credit and can affect your score, a soft inquiry does not impact your score and is not visible to lenders reviewing your credit applications.

You can check your credit score, review your credit report information, and use the Credit Score features in online banking as often as you like without lowering your score.

Test Modal

Modal Content

Ea rerum vel molestiae omnis molestias. Et ut officiis aliquam earum et cum deleniti. Rerum temporibus ex cumque doloribus voluptatem alias.

Let's Get Started!

Not a Member?

We’d love to welcome you to the SFCU family! Getting started is easy – just click the link below to begin opening your account.

Open An Account

Already a Member?

Head over to online or mobile to add a new product. See ‘Applications’ under ‘Account Services’ Menu. Or select ‘Add a Product’ to get started now.

Add a Product

 

Check your application status

Let's Get Started!

Not a Member?

We’d love to welcome you to the SFCU family! Getting started is easy.  Just click the link below to begin opening your account.

Open an Account

Already a Member?

Head over to online or mobile to add a new product. See ‘Applications’ under ‘Account Services’ Menu. Or select ‘Add a Product’ to get started now.

Add a Product

 

Check your application status

Leaving Our Website

You are leaving our website and linking to an alternative website not operated by us. We do not endorse or guarantee the products, information, or recommendations provided by third-party vendors or third-party linked sites.

Log in to Online Banking