Get the funds to transform your house into a dream home
Whether you want to spruce the place up or increase your property value, a Home Improvement Loan will give you access to the funds you need to complete your renovation project with low rates and flexible terms.
Competitive Rates
Save more money over the course of the loan with lower rates compared to many other financial institutions.
Borrow Only What You Need
Get the funding you need to complete just about any home project with loan amounts up to $40,000.
Multiple Application Methods
Apply in a way that works for you. Visit us in the branch or complete the online application in just a few minutes.
More Details
Requires a copy of deed, current proof of income & signed contractor estimates. Funds must be used for home improvement purposes only. Mobile/manufactured homes are not eligible. Only available for owner-occupied primary residence. Other restrictions apply.
Rates
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Low Rates Mean More Savings
Interest payments don't help you create your dream home. Keep more money in your account to complete your renovations with low, competitive rates on your Home Improvement Loan from SFCU.
Choose how much to borrow
Don't borrow more than you have to. With a Home Improvement Loan from SFCU, you can choose the amount you need. We offer loan amounts up to $40,000 to cover just about any home renovation project.
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1
Complete an application
Visit us in the branch or fill out the online application.
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2
Get approved
We'll crunch the numbers and let you know if you're approved.
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3
Use the funds
Use your loan to cover qualifying expenses.
Have a question? Get in touch with us
Home Renovations Made Easy
Turn your house into a dream home with a Home Improvement Loan from SFCU. With competitive rates and the ability to choose how much you need, we make it easy to improve the value and livability of your home.
Home Improvement Loan Rates
| Term (Months) Up to | APR (as low as) | Monthly Payment Example |
|---|---|---|
|
60 |
7.875% |
$303.25 |
|
61-120 |
8.375% |
$184.98 |
|
121-180 |
8.875% |
$151.03 |
as of 02/26/2024 Credit Union membership is required with a minimum deposit of $5 for all products. All rates are subject to change at any time. The Credit Union reserves the right to modify or suspend any conditions of the loan programs at any time without prior notice. Payment example based on $15,000
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Rates effective as of: April 25, 2024
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