Equipment Loans
SFCU offers loans for various equipment needs such as tractors, backhoes or dozers.
Competitive Rates
Keep more money in your account over the life of the loan with our competitive rates.
Flexible Terms
Choose a monthly payment that works for your budget with flexible terms.
Automatic Loan Payments
It's easy to pay your loan with payments that are automatically deducted from your account every month.
Direct Deposit Cash Rewards
Opt-in to receive a monthly cash back reward for each qualifying loan you have with SFCU.
Rates
View ratesMonthly Payment
Save more money over the life of your loan
An SFCU personal equipment loan offers competitive rates that are generally lower than elsewhere. Compare and see if you may be able to save.
Friendly staff greet you by name and are helpful with any question I've ever had.
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1
Complete an application
Visit us in the branch or fill out the online application.
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2
Get response
We'll crunch the numbers and let you know if you're approved.
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3
Buy your Equipment
Use the funds to make your purchase!
Have a question? Get in touch with us
Personal Equipment Loans
Get competitive rates and the professional service you have come to expect from SFCU.
Personal Equipment Loan
| Type of Loan Minimum Balance to Open | Term (Months) | APR (as low as) |
|---|---|---|
| Personal Equipment Purchase - (Tractors, backhoes, utility trailers, & dozers) |
36 |
9.39% |
|
48 |
10.39% |
|
|
60 |
11.39% |
|
|
Over $25,000 |
72 |
12.39% |
as of 06/25/2024
APR = Annual Percentage Rate
Credit Union membership is required with a $5 minimum deposit.
The above rates are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for.
Maximum amount financed also based on credit worthiness. Please see credit union to see what amount you qualify for.
Receive a Direct Deposit Cash Reward for each qualifying loan with SFCU.
Rates are subject to change without notice.
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