Spend $500. Earn $100.
Swipe, tap, & shop your way to extra cash! Open a new SFCU Platinum Mastercard® between March 1 – April 30, 2025, spend $500 in the first 60 days and we’ll credit $100 to your account*—easy as that!
Earn $100
Earn $100 Statement Credit – Spend just $500 in the first 60 days on your new SFCU Platinum Mastercard® and get rewarded!
Earn Even More
Enjoy 1% rewards on every purchase—no limits, no categories!
No Annual Fee
Enjoy all the perks and rewards without any extra costs!
Instant Issue Available
Get your card on the spot—no waiting for it to arrive in the mail!
Low Rates, Big Savings
With our low rates, you can make purchases without the worry of high interest charges, making your spending more affordable and your balance easier to manage.
24/7 Fraud Monitoring
Shop with confidence knowing your account is safeguarded around the clock with real-time fraud detection, automatic alerts, and zero liability for unauthorized transactions.
Rates
View rates-
1
Get Approved!
Open a new SFCU Platinum Mastercard® between 3/1/2025-4/30/2025.
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2
Spend Smart, Earn Big!
Spend $500 in the first 60 days and receive your $100 statement credit AND 1% rewards!
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3
Earned It? Redeem It!
Cash in on your rewards!
Sidney Federal Credit Union (SFCU) Platinum Mastercard® Promotional Offer Terms and Conditions
Promotion Period:Â The spend $500 and earn a $100 statement credit promotion (“Promotion”) is valid from March 1, 2025, through April 30, 2025 (“Promotion Period”).
Eligibility:
1. This Promotion is available to new SFCU Platinum Mastercard® cardholders only.
2. To qualify, the cardholder must apply for, be approved and have a funded SFCU Platinum Mastercard® during the Promotion Period.
Earning the Statement Credit:
1. Member must make purchases totaling at least $500 within the first 60 days from the account open date (“Qualifying Period”).
2. Only net purchases (purchases minus returns and other credits) made with the new SFCU Platinum Mastercard® during the Qualifying Period will count toward the $500 spending requirement.
3. Balance transfers, cash advances, fees, interest charges, and unauthorized or fraudulent transactions do not count toward the spending requirement.
4. Only one statement credit will be issued per new cardholder, regardless of the number of coborrowers or authorized signers on the account.
5. In the event the borrower’s spending exceeds the $500 required minimum no additional credit amounts will be issued.
6. The cut-off time for purchases to qualify is 7:00 PM Eastern on May 31, 2025, and June 30, 2025.
Statement Credit Fulfillment:
1. Once the member meets the spending requirement, a $100 statement credit will be applied on the last day of the month, of the qualifying period (May 31, 2025, and June 30, 2025) after 7:00 PM Eastern.
2. The credit will be applied toward the existing principal balance and will not be issued as cash, check, or other form of payment.
3. The account must be open, in good standing, and not delinquent at the time the statement credit is applied.
Additional Terms:
1. SFCU reserves the right to modify, suspend, or terminate this Promotion at any time without notice.
2. If the account is closed before the statement credit is applied, the credit will be forfeited.
Contact Information:
For any questions regarding this Promotion, please contact SFCU Member Services at 877-642-7628 or visit www.sfcuonline.org/mastercardpromo.
SFCU Rewards Credit Card Rates - Consumer
| Type of Card | APR (Variable Rate) as low as | Maximum APR (Variable Rate) | Annual Fees |
|---|---|---|---|
|
Mastercard® Platinum |
12.15% |
17.99% |
None |
Rates effective as of: March 27, 2025
APR = Annual Percentage Rate.
Credit Union membership is required with a $5 minimum deposit.
Variable APR based on Index/Prime Rate (7.50%) and applicable Margin (ranging from 4.65% - 10.65%).
The above rates and credit limit are determined by credit worthiness. Your actual rate may vary. Contact the credit union to see what rate you qualify for.
The rate for foreign transaction fees is 1% of each transaction in U.S. Dollars.
Minimum payment for Platinum Mastercard is 2.00% of statement balance or $25.00 (whichever is greater)
Business Platinum Mastercard does not qualify for Rewards.
Rates are subject to change without notice.
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