Checking Accounts

Our checking accounts give members easy access to money with:

• No minimum balance requirement
• No monthly service charges
• Monthly e-statements
• Duplicate check packages for simplified record keeping
• FREE online banking through CU-Online
• Mobile Banking
• 30,000 surcharge-FREE ATM locations
• 24-hour A.R.T. (Audio Response Teller) customer service
• Online Check Reordering
• MasterCard debit cards with 50+ designs to choose from
• FREE checks with direct deposit of Social Security or pension for members who are 50 or older and retired.
• Overdraft protection:
  • Line of Credit: This service prevents you from overdrawing your checking account.
  • Share to Share Transfer: No more bounced checks! Funds will be automatically transferred from your savings or other account (vacation club, tax club, Christmas club) in $100 increments up to six times a month.
• Dividend Checking
  • The member needs to maintain a minimum average daily balance(ADB) of $2500 in order to earn .10%
  • If the ADB falls below $2500, the account will not earn the dividend and will be charged $2 low balance fee at the end of the month