Local: 607-561-7328, 607-432-1451

Toll FREE: 1-800-642-7328

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Checking Accounts

Who doesn't like options? Our Checking Account options give you not only a choice, but also easy access and the opportunity to earn dividends.  

Our Standard Checking account offers: 

  • No minimum balance requirement
  • No monthly service charges
  • Monthly e-statements available (must enroll within online banking). 
  • Duplicate check packages for simplified record keeping
  • Online Access 
  • Mobile Access
  • 30,000+ surcharge-FREE ATM locations
  • 24-hour A.R.T. (Audio Response Teller) customer service
  • Online Check Reordering
  • Debit MasterCard with 50+ card design options
  • FREE checks with direct deposit of Social Security or pension for members who are 50 or older and retired.

Our Dividend Checking account offers: 

  • Earn dividends. Must maintain a minimum average daily balance(ADB) of $2500 or more  to earn .10% APY
  • If the ADB falls below $2500, the account will not earn the dividend and will be charged $2 low balance fee at the end of the month

Overdraft protection:

  • Line of Credit: This service prevents you from overdrawing your checking account.
  • Share to Share Transfer: No more bounced checks! Funds will be automatically transferred from your savings or other account (Vacation, Tax, or Holiday Club) in $100 increments up to six times a month.
Become a sfcu member Become a sfcu member
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Contact Us Today!

Phone: 877 642-7328

ART (Audio Response Teller)

Local: 607-561-7328, 607-432-1451

Toll Free: 1-800-642-7328

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Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.

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