Local: 607-561-7328, 607-432-1451

Toll FREE: 1-800-642-7328

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Checking Accounts

Our checking accounts give members easy access to money with:

  • No minimum balance requirement
  • No monthly service charges
  • Monthly e-statements
  • Duplicate check packages for simplified record keeping
  • FREE online banking through CU-Online
  • Mobile Banking
  • 30,000 surcharge-FREE ATM locations
  • 24-hour A.R.T. (Audio Response Teller) customer service
  • Online Check Reordering
  • MasterCard debit cards with 50+ designs to choose from
  • FREE checks with direct deposit of Social Security or pension for members who are 50 or older and retired.
  • Overdraft protection:
    • Line of Credit: This service prevents you from overdrawing your checking account.
    • Share to Share Transfer: No more bounced checks! Funds will be automatically transferred from your savings or other account (vacation club, tax club, Christmas club) in $100 increments up to six times a month.
  • Dividend Checking
    • The member needs to maintain a minimum average daily balance(ADB) of $2500 in order to earn .10%
    • If the ADB falls below $2500, the account will not earn the dividend and will be charged $2 low balance fee at the end of the month
Become a sfcu member Become a sfcu member
Fill out my online form.
Contact Us Today!

Phone: 877 642-7328

ART (Audio Response Teller)

Local: 607-561-7328, 607-432-1451

Toll Free: 1-800-642-7328

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Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.

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