Checking Accounts

Our checking accounts give members easy access to money with:

No minimum balance requirement
No monthly service charges
Monthly e-statements
Duplicate check packages for simplified record keeping
FREE online banking through CU-Online
Mobile Banking
30,000 surcharge-FREE ATM locations
24-hour A.R.T. (Audio Response Teller) customer service
Online Check Reordering
MasterCard debit cards with 50+ designs to choose from
FREE checks with direct deposit of Social Security or pension for members who are 50 or older and retired.
Overdraft protection:
- Line of Credit: This service prevents you from overdrawing your checking account.
- Share to Share Transfer: No more bounced checks! Funds will be automatically transferred from your savings or other account (vacation club, tax club, Christmas club) in $100 increments up to six times a month.
Dividend Checking
- The member needs to maintain a minimum average daily balance(ADB) of $2500 in order to earn .10%
- If the ADB falls below $2500, the account will not earn the dividend and will be charged $2 low balance fee at the end of the month

www.sfcuonline.org contains links to websites owned and operated by third parties. By accessing these links, you acknowledge that Sidney Federal Credit Union (sfcu) is not responsible for content on third party websites, nor does sfcu represent members or companies in any transactions on these sites. Privacy and security policies on third party websites may differ.

Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.