Checking Accounts

Who doesn't like options? Our Checking Account options give you not only a choice, but also easy access and the opportunity to earn dividends.  

Our Standard Checking account offers: 

• No minimum balance requirement
• No monthly service charges
• Monthly e-statements available (must enroll within online banking). 
• Duplicate check packages for simplified record keeping
• Online Access 
• Mobile Access
• 30,000+ surcharge-FREE ATM locations
• 24-hour A.R.T. (Audio Response Teller) customer service
• Online Check Reordering
• Debit MasterCard with 50+ card design options
• FREE checks with direct deposit of Social Security or pension for members who are 50 or older and retired.

Our Dividend Checking account offers: 

• Earn dividends. Must maintain a minimum average daily balance(ADB) of $2500 or more  to earn .10% APY
• If the ADB falls below $2500, the account will not earn the dividend and will be charged $2 low balance fee at the end of the month

Overdraft protection:

• Line of Credit: This service prevents you from overdrawing your checking account.
• Share to Share Transfer: No more bounced checks! Funds will be automatically transferred from your savings or other account (Vacation, Tax, or Holiday Club) in $100 increments up to six times a month.