Local: 607-561-7328, 607-432-1451

Toll FREE: 1-800-642-7328

Alert: Scammers are targeting our area. If you receive a text claiming to be from sfcu. regarding ACH or Credit Card payments, STOP, do not click any links or submit information.

sfcu Rewards Credit Card

Increase your purchasing power and add flexibility to your financial life with a sfcu rewards credit card! Your card provides you a flexible and low-cost way to pay for expenses over time.

sfcu Rewards Credit Card perks:

  • Earn 1% Rewards for Everyday Purchases
  • Low Interest Rates
  • No Annual Fees
  • Contactless Payment with Tap To Pay
  • Instant Issue Card - No waiting for the mail!
  • No Balance Transfer Fees
  • Easy Payment Options
  • 25 day grace period for purchases
  • 24/7 Fraud Monitoring

Share Secured Rewards Credit Card

Build or rebuild your credit responsibly with an sfcu Share Secured Credit Card.  Unlike a prepaid card or debit card, this is a real credit card that lets you build/improve your credit history with the three major credit bureaus.

How it Works:

  • Your credit limit is determined and secured by a deposit you make into your Share Savings Account.
  • Once you apply and are approved, the funds will be held in your account to back your spending.
  • Use your sfcu secured credit card to make purchases, pay your balance and build your credit up bit by bit.

Additional Resources

MasterCard® Guide to Benefits for Consumer Credit Cardholders

Credit Card Agreement

Variable APR based on Index/Prime Rate (7.00%) and applicable Margin (ranging from 4.65% - 10.65%).
Membership required. Loans approval based on creditworthiness. APR = Annual Percentage Rate. 

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Contact Us Today!

Phone: 877 642-7328

ART (Audio Response Teller)

Local: 607-561-7328, 607-432-1451

Toll Free: 1-800-642-7328

www.sfcuonline.org contains links to websites owned and operated by third parties. By accessing these links, you acknowledge that Sidney Federal Credit Union (sfcu) is not responsible for content on third party websites, nor does sfcu represent members or companies in any transactions on these sites. Privacy and security policies on third party websites may differ.

Rates and earnings advertised through sfcu's website, ads, and promotions may be subject to change based on account fees.

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