Growing Green Savings Challenge: Protect Your Savings from Romance Scams

Love Smarter This February!

How to Spot Romance Scams Before They Impact Your Emotional or Financial Well-Being

February is often filled with hearts, flowers, and celebrations of love, but it’s also one of the most active months for romance scams. Fraudsters take advantage of Valentine’s season when people are more open to connection and conversation.

Romance scams hit record highs each year because scammers know:

• People are more active on dating apps in February
• Emotions are heightened around Valentine’s Day
• Financial requests can feel more believable if tied to a “love” story

Common Red Flags

• They express strong feelings very quickly
• They avoid video calls or meeting in person
• They create emotional urgency
• They ask for money, gift cards, cryptocurrency, or transfers

Why Valentine’s Makes Scams More Effective

Scammers prey on people who want genuine connection. This doesn’t mean you shouldn’t trust, it just means staying aware is a form of self‑love and self‑protection.

How to Protect Yourself

1. Slow down new online relationships
2. Talk to a trusted friend if something feels off
3. Never send money to someone you haven’t met
4. Use privacy settings on dating apps and social media

This Valentine’s season, protect your heart, your time, and your financial wellness. Love shouldn’t come with a price tag.

Learn More About Fraud Protection

Visit SFCU’s Fraud Resource Page for additional information on common scams and how to protect yourself.

➡️Find out all about SFCU’s 2026 Growing Green Savings Challenge here!

This information is for educational purposes only and should not be considered financial or legal advice.