DISCLOSURE

* APR=Annual Percentage Rate. Credit union membership is required with a $5 minimum deposit. Variable APR based on Index/Prime Rate (8.25%) and applicable Margin (ranging from 4.65% – 10.65%). Variable APR is as low as 12.90%, and maximum APR is 17.95%. Loan approval based on creditworthiness. Your actual rate may vary. The rate for foreign transaction fees is 1% of each transaction in U.S. dollars. PRESCREEN & OPT-OUT NOTICE: This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria. If you do not want to receive prescreened offers of credit from this and other companies, call 1-888-567-8688, visit the website at www.optoutprescreen.com or write: TransUnion Opt-Out Request, PO Box 505, Woodlyn, PA 19094-0505; Experian Information Systems, Inc, PO Box 919, Allen, TX 75013; Equifax Options, PO Box 740123, Atlanta, GA 30374-0123.